Intesa Sanpaolo Bank Albania review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Intesa Sanpaolo Bank Albania suits customers prioritising a fixed-term deposit, deposit insurance and accessible support. Its headline rate is 2.8% to 3.4%, while the account is fixed and can be withdrawn at any time under the stated access terms.
Key facts
- Best for
- Albanian customers who want a fixed-term deposit with deposit insurance and convenient support.
- Currency conversion fee
- 2.5%↗
- Card type
- Debit↗
- Card network
- Mastercard↗
- Legal entity
- Intesa Sanpaolo Bank Albania SH.A↗
- Headquarters
- Albania↗
- Support channels
- Phone, Email, Chat, Help-centre↗
- Official website
- intesasanpaolobank.al
Savings
Mortgages
- Purpose
- Purchase, Remortgage, First-time-buyer↗
Facts checked September 26, 2026, 7 sources
Pros and cons
Pros
- The account uses a fixed rate and has a 60 to 84 term.
- The deposit is insured by the Deposit Insurance Agency, as stated in the access terms.
- Support runs on phone, email and chat.
- The bank also offers personal, student and car loans, as listed in personal, student and car.
Cons
- Currency conversion costs 2.5%, which is higher than Wise's 0.1%.
- The listed card is a debit card with a mastercard network, so the card option may not suit customers looking for a credit card.
Who it suits
- Customers looking for a fixed account with a fixed rate.
- Customers who value deposit insurance from the Deposit Insurance Agency.
- Customers who want phone, email, chat and help-centre support through phone, email and chat.
Who should look elsewhere
- Customers prioritising lower currency conversion costs may prefer Wise, with 0.1%.
- Customers wanting a virtual or prepaid card may prefer an alternative because the listed card is debit.
- Customers seeking the lowest conversion fee among the listed options may prefer Starling Personal Account Debit Card, with 0%.
How Intesa Sanpaolo Bank Albania compares
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 9.2
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 9.3
9.1 vs 8.9
9.1 vs 8.6
9.1 vs 9.2
9.1 vs 8.4
9.1 vs 8.5
9.1 vs 8.8
9.1 vs 9.0
9.1 vs 8.6
9.1 vs 8.3
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 8.5
9.1 vs 8.4
9.1 vs 8.0- 9.1 vs 8.0
Where Intesa Sanpaolo Bank Albania is available
- Available
- Albania
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What interest rate and term does the account offer?+
The headline rate is 2.8% to 3.4%, and the account kind is fixed. It uses a fixed rate and a term of 60 to 84.
Is the deposit protected?+
Deposits are insured by the Deposit Insurance Agency. The stated insurance amount is included in the access terms, so the protection applies within that limit.
Can you withdraw before the term ends?+
The deposit can be withdrawn at any time while continuing to earn the interest earned in past months. The access terms describe this flexibility directly.
What card and network are listed?+
The listed card is a debit card on the mastercard network. Currency conversion costs 2.5%.
How can you contact support?+
Support is available through phone, email and chat. This includes phone, email, chat and help-centre support.
Which bank is providing the account?+
The legal entity is Intesa Sanpaolo Bank Albania SH.A and the headquarters country is AL.
What other banking services are listed?+
The bank is a direct lender and lists personal, student and car among its loan types. It also lists mortgage purposes including purchase, remortgage and first time buyer.
Sources
- intesasanpaolobank.al/retail/kursime-depozita-me-afat.html checked September 26, 2026
Backs: Support channels
“Contact the customer service +355 4 2276000; info@intesasanpaolobank.al; Withy is a virtual assistant available at any hour”
- intesasanpaolobank.al/retail/kursime-depozita-me-afat/dep... checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Rate type, Term
“You can withdraw the deposit at any time while it earns the interest of the previous months”
- intesasanpaolobank.al/retail/kursime-depozita-me-afat/dep... checked September 26, 2026
Backs: Pricing model
“Fixed interest throughout the entire maturity term (Standard Term Deposit)”
- intesasanpaolobank.al/retail/privacy-policy.html checked September 26, 2026
Backs: Headquarters, Legal entity
“delivered to "Intesa Sanpaolo Bank Albania" SH.A., Rr. "Ismail Qemali", Nr.27, P.O. Box 8319, Tirana, Albania”
- intesasanpaolobank.al/en/retail/karta/karta-e-kreditit.html checked September 26, 2026
Backs: Annual fee, Card kind
“Annual Membership Fee primary card after the first year - 1,500 LEK / 15 EUR - Credit Card”
- intesasanpaolobank.al/en/retail/karta/mastercard-standard... checked September 26, 2026
Backs: Card type, Currency conversion fee, Card network
“Mastercard Standard debit card”
- intesasanpaolobank.al/en/retail/kredi-hipotekore.html checked September 26, 2026
Backs: Purpose
“Home loan / Youth home loan / All purpose mortgage loan / Mortgage loan refinancing”
- intesasanpaolobank.al/en/retail/kredi-personale/kredi-per... checked September 26, 2026
Backs: Lender type, Loan types
“LOANS ... Personal Loan ... Student loan ... Auto Leasing ... Car loan ... Green Personal Loan”
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Free ATM withdrawals, Protection.
Intesa Sanpaolo Bank Albania
Albanian customers who want a fixed-term deposit with deposit insurance and convenient support.