Hype review

The debit account has a monthly fee of €0. Hype is therefore suited to people seeking everyday banking without a recurring account charge. Separate usage costs can still apply, including the card currency conversion fee.

The card currency conversion fee is 3%. This cost matters most to people making card payments in another currency, while domestic euro spending is the main everyday use for the account.

The free ATM withdrawal allowance is €250. This gives regular cash users some included withdrawals, but it is an allowance rather than unlimited access to cash.

Hype provides a debit card on the mastercard network. It is designed for everyday spending from the linked account rather than borrowing through a credit card.

Box Salvadanaio savings have easy access terms. Savings in the box can be unlocked and used at any time with no extra cost, making it relevant to people who want access without a notice period.

Deposit protection is listed as EU DGS up to EUR 100,000. The stated scheme applies to eligible deposits held within its protection limit, rather than providing unrestricted protection for every balance.

Support is available through chat, phone and help centre. This provides a choice of direct contact and self-service options for customers who need help with the account or card.

The listed card features include virtual card and travel. The account is issued by Banca Sella S.p.A. in Italy, with the card operating on the mastercard network.