Holyheld Card review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
The Holyheld Card suits Swiss residents who want a card tied to money they control themselves, given the self-custody setup. The price is CHF 500, support runs on email and help centre, and 118 of 121 brands on the site sit lower on price.
Key facts
- Best for
- A self-custody card for everyday spending, bought once and run from a phone
- Wallet type
- Mobile↗
- Price
- CHF 500↗
- Custody
- Self custody↗
- Legal entity
- Holyheld Labs AG↗
- Headquarters
- Switzerland↗
- Founded
- 2022↗
- Support channels
- Email, Help-centre↗
- Features
- Self-custody
- Official website
- holyheld.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- XTrustpilot
Pros and cons
Pros
- Keys stay with you: custody is self-custody, so no provider holds the balance.
- One purchase price of CHF 500 rather than a repeating charge, which is how the card ranks at 118 of 121 brands on price.
- Mobile form factor, so the card lives in the same app as the coins.
Cons
- Support runs on email and help centre, so help is written only and self-custody means recovery is the holder's job.
- The CHF 500 outlay buys a card, not an account, and it is a fixed spend however little the card is used.
Who it suits
- Residents of CH, where the company is based and regulated
- People who want custody in their own hands rather than with a platform
- Buyers who want a card and a mobile wallet in one product
Who should look elsewhere
- Trezor, if a hardware device fits your setup better
- eToro, if you would rather hold custodial with a platform
- VaultLeap, if a $0 price point matters more than holding your own keys
Deposit protection
The balance sits in self-custody, so the keys belong to the holder rather than to the provider. That removes a counterparty from the withdrawal path, and it moves the risk too: a lost phone or a forgotten phrase becomes the cardholder's problem, since the provider does not hold a spare. The listed regulator for CH is VQF, which covers the firm rather than the money itself.
The company behind it
Holyheld Labs AG runs the service from CH and was founded in 2022. Support runs on email and help centre, so questions go out in writing and answered in a help centre rather than on a call. For a self-custody product that is workable, since most issues are about the app the holder already uses.
How Holyheld Card compares
8.2 vs 9.1
8.2 vs 9.4
8.2 vs 9.4
8.2 vs 8.5
8.2 vs 9.4
8.2 vs 8.7
8.2 vs 9.2eToro runs custodial, which is the opposite approach to keeping keys in hand.
8.2 vs 8.7
8.2 vs 9.3
8.2 vs 9.0
8.2 vs 9.5
8.2 vs 9.0Trezor is hardware, so it suits holders who want keys kept offline rather than on a phone.
8.2 vs 8.6
8.2 vs 8.5
8.2 vs 8.3
8.2 vs 9.6
8.2 vs 9.5
8.2 vs 9.4
8.2 vs 9.4
8.2 vs 9.3
8.2 vs 9.3
8.2 vs 9.3
8.2 vs 9.3
8.2 vs 9.3
8.2 vs 9.3
8.2 vs 9.2
8.2 vs 9.2
8.2 vs 9.0
8.2 vs 9.0
8.2 vs 9.0
8.2 vs 9.0
8.2 vs 8.9
8.2 vs 8.8
8.2 vs 8.7
8.2 vs 8.6
8.2 vs 8.5
8.2 vs 8.4- 8.2 vs 8.0
Where Holyheld Card is available
- Licence in Switzerland
- VQF, checked September 26, 2026
Frequently asked questions
What does the Holyheld Card cost?+
The card has a purchase price of CHF 500. That is a one-off outlay for the card rather than a repeating fee, and the site places it at 118 of 121 brands on price, so it sits in the costly part of the category.
Who holds the money in a Holyheld Card?+
The holder does. The wallet is self-custody, so the keys sit with you and the provider does not take custody of the balance. Self-custody also means a lost device or forgotten phrase is on you to sort out.
Is Holyheld Card regulated?+
The company is licensed by VQF in Switzerland, its home country. That licence applies to the firm, and the money itself is held under self-custody, where the keys stay with the cardholder.
What kind of wallet is the Holyheld Card?+
It is a mobile wallet, so the card and the coins sit in the same app on a phone. That suits people who want a card in a pocket rather than a device kept somewhere safe, and who still want their own keys.
Who runs Holyheld Card?+
The service is run by Holyheld Labs AG, based in Switzerland and founded in 2022. It is a Swiss operation selling a mobile, self-custody card rather than a broader trading account.
How do I get help with my account?+
Support runs on email and help centre, so email and a help centre are the routes. There is no call or live chat line listed, which is worth weighing given the keys sit with you under self-custody.
How much do people lose trading crypto on the wider site?+
Retail loss figures run from 40.3% to 88%, with a median of 70.15%. Across the site a median of 70.15% of retail money is lost, so any card spending linked to crypto balances carries that wider market risk.
Sources
- decrypt.co/295036/holyheld-raises-funding-to-launch-block... checked September 26, 2026
Backs: Founded
“Holyheld was founded in 2022”
- holyheld.com checked September 26, 2026
Backs: Headquarters, Legal entity, Price, Support channels, Licences
“a Swiss fintech”
- play.google.com/store/apps/details checked September 26, 2026
Backs: Custody, Features, Wallet type
“cash account with debit card and personal IBAN that you control from any self-custody wallet you own”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Coins supported.
Related by the facts
Holyheld Card
A self-custody card for everyday spending, bought once and run from a phone