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Guarda Wallet review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Guarda Wallet suits people who want to hold crypto themselves without paying for a device. It costs $0, keeps custody in your hands and supports from 1,000,000 coins, though anyone who wants keys on a separate unit may prefer Trezor, a hardware wallet.

Key facts

Best for
A self-custody software wallet for holding crypto yourself, at no cost.
Wallet type
Software↗
Price
$0↗
Custody
Self custody↗
Coins supported
from 1,000,000↗
Backup options
Seed↗
Legal entity
GUARDACO LDA↗
Headquarters
Portugal↗
Founded
2017↗
Support channels
Chat, Email, Help-centre, Community↗
Features
Self-custody
Official website
guarda.com

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
TrustpilotXsourceforge.nett.me

Pros and cons

Pros

  • Custody is self-custody, so your coins stay under your own control.
  • Coin support of from 1,000,000 covers a very long list of assets.
  • Help runs through chat, email and help centre rather than a single route.
  • It runs as software (software) on your own device, which keeps setup simple.

Cons

  • It is a software wallet (software), so you need a working device and system to reach your coins.
  • Recovery rests on a seed backup (seed), so the phrase is the route back in.
  • Phone support is not among its support channels (chat, email and help centre).
Guarda Wallet

Ready to try Guarda Wallet?

Scored 9.3 / 10 by SumCue.

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Who it suits

  • People who want self-custody and to hold crypto in a software wallet.
  • Holders of a long coin list who do not want to buy a device.
  • Users who prefer help through chat, email, a help centre or a community.

Who should look elsewhere

  • Trezor, if you want your keys held on a dedicated hardware device rather than on software.
  • eToro or VaultLeap, if a mobile wallet app (mobile, mobile) fits you better than a software wallet.
  • Anyone who needs a phone support line, since phone support is not among the listed support channels (chat, email and help centre).

Who runs it

Guarda Wallet is run by GUARDACO LDA, which sits in PT and was founded in 2017. Support comes through chat, email and help centre, giving you chat, email, a help centre and a community to choose from. A self-custody wallet is only as good as the company standing behind the software, so the legal entity and its home country are worth knowing before you install it.

How Guarda Wallet compares

Frequently asked questions

Does Guarda Wallet cost anything to use?+

Guarda Wallet costs $0 to use. It is a software wallet (software) rather than a device you buy, and custody is self-custody, so your coins stay with you. That makes it an easy first home for crypto holdings.

Who controls the coins in a Guarda Wallet?+

Custody at Guarda Wallet is self-custody, and self-custody is also listed as a feature. The keys live with you, so no provider can move the funds on your behalf, and keeping access safe stays your responsibility too.

How many coins can a Guarda Wallet hold?+

The coin support listed for Guarda Wallet runs to from 1,000,000, while the median across ranked crypto wallets is 50. A list that long puts a wide range of assets within reach, though every coin still rests on its own chain.

How is a lost or replaced wallet recovered?+

Recovery runs through a seed backup. The listed method, seed, is what brings a wallet back if a device is lost or replaced, so the phrase needs careful storage. Anyone holding the phrase holds the coins, which is why it stays offline and unshared.

Is Guarda Wallet software or hardware?+

Guarda Wallet is a software wallet (software) and runs on your own device. Trezor is a hardware wallet (hardware) that keeps keys on a separate unit, which some holders prefer when the balance is the main thing to protect.

How do I get help from Guarda Wallet?+

Support runs through chat, email and help centre, so you can pick chat, email, a help centre or a community. Phone support is not among the listed channels, which matters if you would rather speak to a person than write.

Who runs Guarda Wallet?+

Guarda Wallet is run by GUARDACO LDA, based in Portugal and founded in 2017. Knowing the legal entity behind the software matters for a self-custody wallet, because you are the one who needs the company to still be there when a restore goes wrong.

Sources

  • guarda.com checked September 26, 2026

    Backs: Coins supported, Wallet type

    “1M+ Supported tokens”

  • guarda.com/about checked September 26, 2026

    Backs: Founded

    “The first Guarda Wallet for Ethereum (ETH) was launched in 2017.”

  • guarda.com/contacts checked September 26, 2026

    Backs: Headquarters, Support channels

    “Rua Latino Coelho, 87”

  • guarda.com/support/getting-started/how-to-recover-your-wa... checked September 26, 2026

    Backs: Backup options

    “Your recovery phrase, also called a mnemonic or a seed phrase, is a unique 12-word phrase generated when you create your wallet.”

  • guarda.com/terms-of-service checked September 26, 2026

    Backs: Custody, Features, Legal entity, Price

    “Guarda wallet enables users to make transactions with virtual currencies and tokens in a non-custodial manner meaning that no one has access to the user's assets and private information.”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Guarda Wallet

Guarda Wallet

A self-custody software wallet for holding crypto yourself, at no cost.

9.3/10See alternatives