GTBank Gambia review

The savings account lists a monthly fee of GMD 0 and a minimum deposit of GMD 0, so there is no set-up sum to clear before you start. The account is easy access, which suits people who expect to move money in and out as their balance changes.

Funds can be accessed at any of the bank's branches or ATMs, and the account is easy access rather than a locked term. Support runs on phone and help centre if you want to check the details of a particular branch before you travel to it.

The rate type is variable, so the interest earned can change as the bank adjusts it. That makes this a home for cash you may need at short notice rather than a fixed commitment, and easy-access accounts are the most common kind on the site at 75.2%.

It is a debit card on the visa network, and the card features listed include multi-currency and travel. That points to everyday spending and trips abroad, rather than a balance held on a prepaid card such as Skrill's prepaid one.

Support runs on phone and help centre, so phone lines and a help centre are the routes in. No live chat or email address is listed, which is worth knowing if you would rather keep a conversation in writing.

It suits savers in Gambia who want to reach their money at branches and ATMs, and the Guaranty Trust Bank Gambia Ltd name with a 2002 founding date points to a long established local bank. The debit card is the standard pick for everyday spending.

Across the site, the median headline rate is 3%, and in the debit card ranking it is 2.75%. A variable account moves with those rates rather than fixing your return, so check the current figure before you commit any money.

The card features listed include multi-currency and travel, and the median currency conversion fee in the ranking is 1%. The free ATM allowance there has a median of €0, so ask the bank what your own card carries before you travel.