FUPS Bank review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
FUPS Bank differs from a standard debit card because it centres on shared balances, chat transfers and QR access alongside virtual and personalised cards. It is a money management application with prepaid card options that serves friends who divide everyday costs and budgeters who organise spending across separate balances.
Key facts
- Best for
- Groups dividing shared costs and budgeting separately
- Card type
- Prepaid↗
- Card network
- Visa↗
- Legal entity
- Lydians Elektronik Para Hizmetleri A.S.↗
- Headquarters
- Turkey↗
- Founded
- 2018↗
- Support channels
- Email, Help-centre↗
- Features
- Virtual card, Multi-currency, Travel
- Official website
- fups.com
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
Pros and cons
Pros
- Create up to ten separate balances and link the card to a chosen one
- Use one card for two balances by choosing a different PIN at payment
- Create a QR card for physical terminals and ATM withdrawals without plastic
- Send, request and divide money inside chats with individuals or groups
Cons
- QR use relies on compatible physical terminals and ATMs for access
- Personalised cards require address delivery or collection from sales points
Who it suits
- Friends and housemates dividing shared expenses
- Budgeters organising spending across separate balances
Who should look elsewhere
- People wanting a traditional branch based account
How FUPS Bank compares
Where FUPS Bank is available
- Available
- Turkey
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is FUPS Bank and what does it offer?+
FUPS Bank is a money management application that supports budgeting, transfers between people and card spending. It offers QR cards, virtual cards and personalised cards with contactless use and controls inside the application.
How do separate balances and shared limits work?+
Separate balances can be opened for different needs and the card can be connected to a chosen balance. A shared spending limit can be defined for other people so unspent funds remain within the original balance.
How does dividing shared expenses work?+
An expense can be divided after payment among chosen people through the application. Participants can also be added before payment so the cost is shared jointly at the moment of purchase.
Which cards does FUPS Bank provide?+
FUPS Bank provides QR cards for physical terminals and ATM withdrawals without carrying plastic. It also provides smart virtual cards for subscriptions and a single card that holds two balances selected by different PINs.
How are funds and everyday spending organised?+
Funds can be added by card, bank transfer or ATM and moved to linked bank balances. Bills can be handled inside the application, spending can be organised by budget type and card features can be managed centrally.
Sources
- bouncewatch.com/company/fups checked September 26, 2026
Backs: Headquarters
“FUPS is headquartered in Umraniye, Turkey”
- play.google.com/store/apps/details checked September 26, 2026
Backs: Legal entity
“FUPS by Lydians Elektronik Para Hizmetleri A.S.”
- play.google.com/store/apps/details checked September 26, 2026
Backs: Card type, Card network
“FUPS cards are prepaid cards”
- tracxn.com/d/companies/fups/__GQyHHtZPaYcKE_KwnLJTghtbWg9... checked September 26, 2026
Backs: Founded
“FUPS was founded in 2018”
- fups.com/en checked September 26, 2026
Backs: Features
“With FUPS, you can withdraw money from all ATMs and withdraw cash from ATMs abroad”
- fups.com/en/support.html checked September 26, 2026
Backs: Support channels
“FUPS support page available”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.