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First Boulevard review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

First Boulevard suits US customers who want a digital bank built around Black America and a debit card that pays cashback. The monthly fee is $0, the card is a debit card on the visa network, and crypto is a listed feature.

Key facts

Best for
A no monthly fee digital bank account with cashback on everyday spending.
Monthly fee
$0↗
Card type
Debit↗
Cashback rate
15%↗
Card network
Visa↗
Headquarters
United States↗
Founded
2020↗
Features
Crypto
Official website
firstboulevard.com

Facts checked September 26, 2026, 1 source

Apps and profiles

Elsewhere
cbinsights.com

Pros and cons

Pros

  • Monthly fee of $0 on the account
  • Cashback of 15% on card spending
  • Built for a single market, the US, with crypto support as a listed feature

Cons

  • Crypto is a listed feature rather than a mainstream banking benefit, so the account suits a narrower set of habits
  • Cashback of 15% applies to card spending only, not to balances held

Ready to try First Boulevard?

Scored 9.0 / 10 by SumCue.

See alternatives

Who it suits

  • Anyone in the US who wants a digital account with no monthly charge
  • Card users who prioritise cashback of 15% on everyday spending
  • Customers comfortable with crypto features inside a checking account

Who should look elsewhere

  • Wise, if you need a multi currency account for holding and converting money abroad
  • bunq, if you want a wider set of account plans to choose between
  • Starling Personal Account Debit Card, if you want a debit card from an established bank rather than a specialist digital bank

Who runs it

First Boulevard is a digital bank headquartered in the US, founded in 2020. Its whole proposition is aimed at Black America, offering a digital account with a debit card instead of a branch network. The listed feature set includes crypto, and the card runs on the visa network.

How First Boulevard compares

Frequently asked questions

What does First Boulevard cost each month?+

The monthly fee is $0, so the account costs nothing to hold. Spending on the card is where the money comes back, through cashback of 15%.

What kind of card does First Boulevard offer?+

It is a debit card rather than a credit card, which means spending comes straight out of the account balance. The card runs on the visa network.

Is First Boulevard aimed at a particular group?+

Yes. The bank is built for Black America, and it is based in the US. Readers outside that market will find fewer reasons to open it.

Does First Boulevard offer crypto features?+

Crypto appears in the listed feature set, alongside the digital account and the card. It is a supporting feature of the account rather than the main product.

How much cashback do I get on spending?+

Cashback of 15% applies to card spending. Balances sitting in the account do not earn that rate, so the reward is tied to using the card.

Which accounts do the alternatives offer?+

bunq charges a monthly fee of €0 and Wise charges £0, while Starling Personal Account Debit Card charges £0. All sit alongside First Boulevard at $0.

When was First Boulevard founded?+

It was founded in 2020. It is a young digital bank, which fits with its app first approach to everyday banking.

Sources

Compiled from 1 source page, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

First Boulevard

A no monthly fee digital bank account with cashback on everyday spending.

9.0/10See alternatives