eMoney review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
eMoney is a Georgian mobile wallet built around self-custody, so it suits people who want to hold crypto without handing it to an exchange. The app is free, but 17 is a short list for anyone who needs a wide range of coins.
Key facts
- Best for
- A free Georgian mobile wallet that keeps custody in your own hands.
- Wallet type
- Mobile↗
- Price
- $0↗
- Custody
- Self custody↗
- Coins supported
- 17↗
- Secure element
- National Bank of Georgia VASP licence↗
- Legal entity
- eMoney Georgia, JSC↗
- Headquarters
- Georgia↗
- Founded
- 2007↗
- Support channels
- Help-centre↗
- Features
- Self-custody
- Official website
- emoney.ge
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
Pros and cons
Pros
- Custody is self-custody (self custody), so the keys stay with you rather than an exchange.
- The provider holds a National Bank of Georgia VASP licence (National Bank of Georgia VASP licence), so it answers to a named regulator in Georgia.
- It is a Georgian company, eMoney Georgia, JSC (eMoney Georgia, JSC), founded in 2007.
- It is a mobile wallet (mobile), so the whole app lives on a phone with nothing to plug in.
Cons
- Coin coverage is 17, a short list for anyone holding a broad portfolio.
- Support runs on a help centre only (help centre), with no direct contact channel listed.
- It is a mobile wallet (mobile), so it does not suit anyone who wants a hardware device.
Who it suits
- People who want to hold their own keys rather than an exchange balance
- Georgian residents who want a locally licensed provider
- Holders of a handful of major coins who want a free phone app
Who should look elsewhere
- Trezor, for a hardware device (hardware) rather than a phone app
- Bitpanda, for a custodial account where the provider holds the keys (custodial)
Who runs it
eMoney is run by eMoney Georgia, JSC (eMoney Georgia, JSC), based in Georgia (GE) and founded in 2007, so the app is backed by a registered Georgian company rather than an anonymous operator. Customer questions are handled through a self-service help centre (help centre), the only support route listed for the app.
How eMoney compares
9.4 vs 9.1
9.4 vs 9.4
9.4 vs 9.4
9.4 vs 8.5
9.4 vs 9.4
9.4 vs 8.7
9.4 vs 9.2A custodial crypto wallet (custodial) for readers who do not want to manage key access themselves.
9.4 vs 8.7
9.4 vs 9.3
9.4 vs 9.0
9.4 vs 9.5
9.4 vs 9.0A hardware wallet (hardware) that keeps keys offline, for anyone who wants a dedicated device.
9.4 vs 8.6
9.4 vs 8.5
9.4 vs 8.3
9.4 vs 9.6
9.4 vs 9.5
9.4 vs 9.4
9.4 vs 9.4
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.3
9.4 vs 9.2
9.4 vs 9.2
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 9.0
9.4 vs 8.9
9.4 vs 8.8
9.4 vs 8.7
9.4 vs 8.6
9.4 vs 8.5
9.4 vs 8.4- 9.4 vs 8.0
Where eMoney is available
- Available
- Georgia
- Licence in Georgia
- National Bank of Georgia, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does eMoney cost?+
The mobile wallet is priced at $0, so there is nothing to pay for the app itself. Custody is self-custody (self custody), which means the coins sit under keys you control rather than an exchange balance. Trading fees and network charges sit outside the listed price, so check the fee screens in the app before moving funds.
Who holds the crypto I put in the wallet?+
Custody at eMoney is self-custody (self custody). Your coins are tied to keys you hold, not to a pooled balance at a custodian, so a withdrawal depends on your own access rather than an exchange releasing funds. The flip side is that nobody else can restore access if you lose your key material.
How many coins can I hold?+
The listed coin count is 17, a shorter list than the 46 seen across the wallets rated here. The app is a mobile one (mobile) aimed at the main assets rather than long tail tokens, so anyone holding a wide portfolio should check the supported list before moving a coin in.
Is eMoney regulated?+
The provider holds a National Bank of Georgia VASP licence (National Bank of Georgia VASP licence) and is a Georgian entity (GE). The licence covers its work as a virtual asset service provider in Georgia. The listed regulator is Georgian, so UK and European readers should check the local rules before funding the app.
What kind of wallet is eMoney?+
eMoney is a mobile wallet (mobile), built as a phone app rather than a hardware device or desktop program. Self-custody (self custody) is the only custody model listed among its features. Anyone who wants keys held offline in a dedicated device would need a hardware wallet such as Trezor instead.
How do I get help?+
Support runs through a help centre (help centre), which is the only channel listed for the app. There is no named email, phone or live chat line in the details, so questions are likely answered through self-service articles. Anyone who needs a person to person conversation should pick a provider that lists a direct channel.
How does it compare with other wallets?+
Against custodial options such as Bitpanda (custodial) and eToro (custodial), the difference is who holds the keys, since custody here is self-custody (self custody). Against Trezor (hardware) the difference is form factor, a phone app rather than a hardware device. Coin counts on many rival wallets run well past 17.
Sources
- apps.apple.com/ge/app/emoney-ge/id1084288470 checked September 26, 2026
Backs: Custody, Features, Price, Secure element, Support channels, Wallet type, Licences
“Buy, sell, and manage crypto or fiat seamlessly”
- emoney.ge/en checked September 26, 2026
Backs: Coins supported
“The All Money Card allows you to use 17 different cryptocurrencies in your daily transactions”
- dnb.com/business-directory/company-profiles.emoney_georgi... checked September 26, 2026
Backs: Headquarters, Legal entity
“Tbilisi, Tbilisi City”
- storera.ge/en/partners/20 checked September 26, 2026
Backs: Founded
“The company was founded in 2007”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.