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DTB Kenya Multi-Currency Prepaid Card review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

The DTB Kenya Multi-Currency Prepaid Card suits travellers who want to hold several currencies on one Mastercard and pay a monthly fee of KES 500 to KES 600. Cost is where it falls down, as its currency conversion fee of 7% is well above the 1% median across the brands compared here.

Key facts

Best for
A travel wallet that holds 16 currencies on one prepaid card.
Monthly fee
KES 500 to KES 600↗
Currency conversion fee
7%↗
Free ATM withdrawals
KES 0↗
Card type
Prepaid↗
Card network
Mastercard↗
Currencies
16↗
Legal entity
Diamond Trust Bank Kenya Limited↗
Headquarters
Kenya↗
Founded
1946↗
Support channels
Phone, Email, Help-centre, Chat↗
Features
Multi-currency, Travel
Official website
dtbk.dtbafrica.com

Facts checked September 26, 2026, 3 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedInXapps.apple.com

Pros and cons

Pros

  • One prepaid card on mastercard holds 16 currencies, so a whole trip can run on a single card.
  • The bank behind it, Diamond Trust Bank Kenya Limited, has been trading since 1946.
  • Help is available on phone, email and help centre.

Cons

  • A monthly fee of KES 500 to KES 600 sits on the account whatever you spend.
  • The currency conversion fee of 7% is heavy, leaving the card at 257 of 258 brands ranked on that measure.
  • The free ATM withdrawal allowance is KES 0, so cash use is a cost, not a free extra.
DTB Kenya Multi-Currency Prepaid Card

Ready to try DTB Kenya Multi-Currency Prepaid Card?

Scored 9.1 / 10 by SumCue.

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Who it suits

  • Travellers leaving Kenya who want several currencies on one card and a Mastercard that works abroad.
  • Regular users of the bank, since the account and its support sit with Diamond Trust Bank Kenya Limited.
  • Spenders who load the balance before they travel, because it is a prepaid card, so money is loaded in advance rather than borrowed.

Who should look elsewhere

  • Wise, whose monthly fee is £0, if you would rather not carry a standing charge for a travel card.
  • bunq, whose monthly fee is €0, for readers who want a euro account rather than Kenyan travel money.
  • Varo Believe Secured Credit Card, whose monthly fee is $0, if you want a secured credit card rather than money you load in advance.

Who runs it

The card is issued by Diamond Trust Bank Kenya Limited, a bank based in Kenya that has been trading since 1946. Help is handled in house through phone, email and help centre, so you can reach the bank by phone, by email, by chat or through its help centre. Because the provider is an established bank rather than a new entrant, the account sits inside an existing Kenyan group.

How DTB Kenya Multi-Currency Prepaid Card compares

Where DTB Kenya Multi-Currency Prepaid Card is available

Available
Kenya

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much is the monthly fee on this card?+

The card charges a monthly fee of KES 500 to KES 600 on the account. That is a fixed cost whatever you spend, so it suits people who keep the balance loaded and use the card regularly rather than anyone who only needs it for a short trip.

What does it cost to convert currency?+

Converting between the currencies on the card costs 7%. That is well above the 1% median across the brands compared here, and it leaves the card at 257 of 258 brands ranked on currency conversion fee. Spending in the currency you loaded first avoids the charge.

How many currencies can I hold on the card?+

The card holds 16 currencies and is built for multi currency and travel. Because it is a prepaid card, you load money in advance rather than borrowing on the balance, so travel is the design target rather than an afterthought.

Which network does the card run on?+

It runs on mastercard, and it is aimed at multi currency and travel. That is the trade-off to weigh: the card is set up for spending away from Kenya rather than for local everyday use, so it sits alongside a main account rather than replacing one.

Can I withdraw cash free at ATMs?+

The free ATM withdrawal allowance is KES 0. In practice cash machines are not a free extra here, so plan to pay by card where you can and take out only what you need for the trip.

Who issues the card and how do I get help?+

The card is issued by Diamond Trust Bank Kenya Limited, a bank in KE that has been trading since 1946. Support runs on phone, email and help centre, so phone, email, chat and the help centre all go through the bank itself rather than a third party.

How does the cost compare with other multi-currency options?+

Wise charges a monthly fee of £0 and bunq charges €0, so both carry a smaller standing charge than KES 500 to KES 600. The difference is the conversion fee of 7%, which is where this card costs most and where the comparison tips.

Sources

  • dtbafrica.com checked September 26, 2026

    Backs: Founded, Legal entity

    “Diamond Trust Bank was initially incorporated as the Diamond Jubilee Investment Trust DJIT in 1946”

  • dtbk.dtbafrica.com checked September 26, 2026

    Backs: Headquarters, Support channels

    “Office Head Office DTB Centre, Mombasa Road”

  • dtbk.dtbafrica.com/account/dtb-multicurrency-prepaid-card checked September 26, 2026

    Backs: Free ATM withdrawals, Card type, Currencies, Features, Currency conversion fee, Monthly fee, Card network

    “ATM withdrawal: KES 100 locally; KES 250 internationally.”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Protection.

Related by the facts

DTB Kenya Multi-Currency Prepaid Card

DTB Kenya Multi-Currency Prepaid Card

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