Dinarak review

The monthly fee is JOD 0 and the account runs on a no monthly fee model, so there is no standing charge to keep it open. The one extra cost sits in the access terms, where a wallet treated as dormant carries a monthly dormant fee. Cash withdrawals run through Dinarak agents, branches and supported ATMs.

Dinarak sits under the Central Bank of Jordan in its home market, and the company behind the wallet is Integrated Mobile Payment Services Company. It is an e-wallet rather than a bank, and the account kind is easy access, so the balance stays available on demand rather than tied up. Opening takes minutes with a smartphone and personal ID.

Opening is free and quick: the wallet opens within minutes with only a smartphone and personal ID, and the monthly fee is JOD 0. It is set up as an easy access account, so the balance is meant for spending rather than sitting in a fixed term. Help is there on email, phone and help centre once you are in.

Yes. Funds are withdrawable at any time through Dinarak agents, branches and supported ATMs, which fits an easy access account with no notice period. Cash access is local by design, so it suits daily banking inside Jordan rather than cash needs abroad. The mastercard network covers card spending on the same wallet.

The wallet comes with a debit card on the mastercard network, so it spends money you already hold rather than credit. The account runs on a no monthly fee model, and the card is built for everyday purchases inside Jordan. Dinarak is based in Jordan and has run since 2016.

Every transfer is in Jordanian dinars and the stated access terms limit transactions to inside Jordan, so the debit card is a single market product. It is a good fit for daily costs in Jordan, and a poor fit for anyone holding or spending money in other currencies. Cash access is limited to local agents, branches and supported ATMs.

A dormant wallet costs extra. The access terms treat a wallet as dormant after a calendar year of inactivity, and a monthly dormant fee then applies alongside the usual JOD 0. Anyone who opens a wallet and then stops transacting should keep it active or close it. Support can confirm status by email, phone and help centre.

Help runs on email, phone and help centre, so a reader can reach the team by email, by phone or through the help centre. For card problems in Jordan, the mastercard network gives a route that sits alongside provider support, though agent and branch counters handle cash. Both sit alongside the free opening offered on a smartphone.