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ConnectPay review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026

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Our verdict

ConnectPay suits business spend teams that pay across borders with a Visa debit linked to balances in 80 currencies. Monthly upkeep of €2 plus conversion fees of 2.94% make it a fit for planned foreign card use rather than light personal spending.

Key facts

Best for
Business card spending across currencies
Monthly fee
€2↗
Currency conversion fee
2.94%↗
Card type
Debit↗
Card network
Visa↗
Currencies
80↗
Legal entity
ConnectPay UAB↗
Headquarters
Lithuania↗
Founded
2017↗
Support channels
Email, Phone, Help-centre↗
Features
Multi-currency, Virtual card
Audience
Business
Official website
connectpay.com

Facts checked September 29, 2026, 6 sources

Apps and profiles

Get the app
App Store
Elsewhere
LinkedIn

Pros and cons

Pros

  • Holds balances in 80 currencies with multi currency and virtual card for card payments abroad
  • Visa debit structure via debit on Visa keeps spend tied to account funds
  • Support access through email, phone and help centre covers email, phone and help centre queries

Cons

  • Monthly upkeep of €2 costs more than eToro at €0 and Bitpanda at €0
  • Currency conversion at 2.94% adds cost on cross currency card payments
ConnectPay

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • Business users handling cross border card spend in 80 currencies
  • Teams wanting virtual card use through multi currency and virtual card on Visa
  • Cardholders comfortable with monthly upkeep of €2 for currency tools

Who should look elsewhere

  • Low frequency spenders may prefer eToro for upkeep of €0 over €2
  • Cost sensitive users may prefer Bitpanda for upkeep of €0 over €2

How ConnectPay compares

Where ConnectPay is available

Available
Everywhere except Afghanistan, Burundi, Belarus, Central African Republic, Congo, Cuba, Guinea, Guinea-Bissau, Iraq, Iran, North Korea, Lebanon, Libya, Mali, Myanmar, Palestine, Russia, Sudan, Somalia, South Sudan, Syria, Tunisia, Venezuela, Yemen, Zimbabwe
Licence in Lithuania
Central Bank of Lithuania (24), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What monthly fee does ConnectPay charge?+

ConnectPay charges €2 for card account upkeep, so you should allow for that fixed outlay alongside transaction charges. eToro by contrast shows €0 for monthly upkeep, which highlights why light users compare fixed costs before choosing a card for daily use.

What currency conversion fee applies to card payments?+

Currency conversion on the card runs at 2.94%, which applies when you pay in a currency other than your account currency. If you travel or shop on foreign sites often, that rate will matter more than the monthly charge, so weigh it against how you plan to use the card.

How many currencies can you hold with ConnectPay?+

ConnectPay supports balances in 80 currencies, with multi currency and virtual card aimed at cross border payments and online purchases. That breadth suits business spend across markets, since you can keep funds in relevant currencies and link spending to a Visa debit card.

Is ConnectPay a debit or credit card?+

ConnectPay issues a card of type debit on Visa, so spending draws on available account funds rather than a credit line. That structure suits teams that want tighter control over outgoings, while still using a widely accepted network for in store and online payments.

Who regulates ConnectPay and who operates it?+

ConnectPay UAB operates as ConnectPay UAB under licence 24 from the Central Bank of Lithuania. That licensing places the firm under national financial supervision, though protection terms depend on account type, so read the current terms before keeping large balances.

How can you contact ConnectPay support?+

Support is available through email, phone and help centre, giving you written and phone routes plus self serve help material. That mix suits business users who need documented replies by mail as well as direct calls, though live chat is not listed among the stated contact routes.

Sources

Compiled from 7 source pages, checked September 29, 2026. We did not open an account.

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ConnectPay

ConnectPay

Business card spending across currencies

8.7/10See alternatives