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coin98 review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Coin98 is a self-custody software wallet that costs $0 and reaches 150 coins, so it suits holders who want their own keys in software rather than a custodial account. The decentralised exchange adds trading to the wallet, and seed backup leaves recovery in the holder's hands.

Key facts

Best for
A no-cost self-custody software wallet for people holding many coins in one app.
Wallet type
Software↗
Price
$0↗
Custody
Self custody↗
Coins supported
150↗
Backup options
Seed↗
Headquarters
Vietnam↗
Founded
2017↗
Support channels
Help-centre↗
Features
Self-custody
Official website
coin98.com

Crypto exchanges

Derivatives
Yes↗
Exchange type
Dex↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
App Store
Elsewhere
Xgithub.comt.me

Pros and cons

Pros

  • Free at $0 and supporting 150 coins, so breadth costs nothing
  • self custody keeps the keys with the holder, with recovery by seed
  • Derivatives and a dex exchange sit inside the same app

Cons

  • Support runs on help centre only, so reaching a person is limited
  • Recovery rests on seed, so a lost phrase means a lost wallet
  • software storage keeps keys on a general device, weaker than hardware such as Trezor
coin98

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Scored 9.1 / 10 by SumCue.

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Who it suits

  • Holders of many coins who want balances, swaps and derivatives in one place
  • Self-custody users who will record and store their seed carefully
  • Readers who want a wallet at $0 rather than a paid tier

Who should look elsewhere

  • Trezor buyers who want a hardware device rather than a software wallet
  • eToro and VaultLeap users who want a mobile wallet instead of software
  • Anyone who needs live help beyond help centre

How it compares on our data

In the comparison data Coin98 sits at 40 out of 111 for coins supported, a broad list for a wallet rather than a single-asset app. On price it holds 1 out of 121, which reflects software that runs at no charge. The two ranks together show a wallet trading breadth against cost, and the cost side comes out ahead here.

The company behind it

Coin98 is built by a team headquartered in Vietnam and has been running since 2017, so the project is established rather than new. Support comes through a help centre, which keeps help searchable and self-serve. For readers weighing the safety of the money, self custody means no third party holds the keys, and the recovery phrase stays with the holder.

How coin98 compares

Frequently asked questions

How much does Coin98 cost?+

The wallet is free, with a listed price of $0. Running costs sit in the networks and the exchange inside the app rather than in a subscription. Coin98 is a software wallet, so there is no device to buy either, and swap fees follow the route used.

Is my money safe in Coin98?+

Coin98 runs on self custody, so keys stay on the holder's own device and no third party can move them. Recovery is by seed, which means the phrase has to be stored carefully. As a software wallet, it depends on the security of the device itself.

How many coins can I hold?+

Coin98 supports 150 coins across several chains, a broad list for a software wallet. Balances and swaps share the same app, and derivatives are available for traders who want more than spot. The count covers supported assets rather than trading depth in each one.

Can I trade inside the Coin98 wallet?+

Yes. The exchange component runs as a dex, so swaps and derivatives happen in the app rather than on a separate platform. With 150 coins supported, the trading and holding sides cover the same assets, which keeps the app in one place.

What device does Coin98 run on?+

Coin98 is a software wallet, so it runs on a phone or desktop rather than a dedicated hardware device. Setup stays simple and the price is $0, but the keys live on a general device. That is the trade-off against hardware wallets such as Trezor.

Who is Coin98 built for?+

Coin98 is aimed at holders who want many assets in one app and their own keys. The team is based in Vietnam, and the project has run since 2017. People who want a hardware device or a phone-first wallet will find an alternative that fits better.

What support does Coin98 offer?+

Support comes through a help centre, where setup, imports and swaps are documented. That suits holders who are happy to learn the app on their own. Anyone who wants a live conversation or phone help will find the channel list short.

What happens if I lose my device?+

Recovery runs on seed. A lost device can be replaced and the wallet restored from the recovery phrase, the standard path for a software wallet. That phrase is the only route back, so it needs storing offline and away from the device itself.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

coin98

coin98

A no-cost self-custody software wallet for people holding many coins in one app.

9.1/10See alternatives