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Cobo review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Cobo suits people who want a custodial software wallet with broad coin support and enterprise key hardware behind it. The software build at $299 to $999 covers 3,000 coins, and keys sit behind HSM and Intel SGX. It is priced well above the software wallet median of €0.

Key facts

Best for
A custodial software wallet with a wide coin list for teams and active traders.
Wallet type
Software↗
Price
$299 to $999↗
Custody
Custodial↗
Coins supported
3,000↗
Secure element
HSM and Intel SGX↗
Headquarters
Singapore↗
Founded
2017↗
Features
Custodial
Official website
cobo.com

Facts checked September 26, 2026, 3 sources

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Custody is custodial, so the provider holds the keys rather than the buyer
  • Coin support of 3,000 against a category median of 46
  • Key protection listed as HSM and Intel SGX
  • A founding year of 2017 with headquarters in Singapore

Cons

  • Price of $299 to $999 is well above the €7.19 upper quartile for priced wallets
  • Custody is custodial, so users do not hold their own keys
  • Wallet type is software, so there is no device to hold keys offline
Cobo

Ready to try Cobo?

Scored 8.8 / 10 by SumCue.

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Who it suits

  • Active traders who want a long coin list in one custodial wallet
  • Teams and businesses that want institutional key handling
  • Users who prefer a provider holding funds over running a device

Who should look elsewhere

  • Self-custody users who want keys on their own hardware, such as Trezor
  • People wanting a phone-first mobile wallet, such as eToro or VaultLeap
  • Buyers on a tight budget who will not stretch to $299 to $999

Who runs it

Cobo was founded in 2017 and is headquartered in Singapore. It operates as a custodial provider rather than a self-custody wallet, which is the single fact that separates it from the hardware and mobile wallets next to it. Buyers are buying a provider relationship rather than a device, and the coin list is the main reason to choose it over another custodial option.

How Cobo compares

Frequently asked questions

How much does the Cobo wallet cost?+

Cobo is a software wallet priced at $299 to $999. That sits far above the category median of €0 and the €7.19 upper quartile, so it is priced at the premium end for wallets that charge anything at all.

Does Cobo hold my coins or do I hold the keys?+

Custody at Cobo is custodial, which means the provider holds the coins and manages the keys on the user's behalf. Anyone who wants to hold their own keys on a device should look at a hardware wallet instead.

How many coins can I keep in a Cobo wallet?+

The listed support is 3,000 coins, which is well above the 46 median for wallets in this comparison. That breadth is the main argument for Cobo over a single coin or single chain wallet.

How are the wallet keys protected?+

Keys sit behind HSM and Intel SGX, so protection is handled in institutional hardware rather than on a phone or laptop. Wallet type is listed as software, which means access depends on the software side of the service.

Is Cobo a hardware wallet?+

No. Wallet type is software rather than the hardware build used by Trezor. The hardware protection comes from HSM and Intel SGX on the provider side, not from a device in the user's hand.

Who is Cobo built for?+

The coin list of 3,000 and the custodial model point to active traders and teams holding many assets at once. Anyone running a personal, self-custody setup will find a simpler option elsewhere.

When was Cobo founded and where is it based?+

Cobo was founded in 2017 and is headquartered in Singapore. The headquarters sit outside the UK, so readers weighing UK market protections have nothing in the way of a listed regulator to check against.

Sources

  • cobo.com checked September 26, 2026

    Backs: Coins supported, Custody, Secure element, Wallet type

    “3,000+ tokens across 80+ chains”

  • cobo.com/about checked September 26, 2026

    Backs: Founded, Headquarters

    “In 2017, Cobo was founded by Discus Fish and Dr. Changhao Jiang”

  • cobo.com/pricing checked September 26, 2026

    Backs: Features, Price

    “Custodial Wallets”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Cobo

Cobo

A custodial software wallet with a wide coin list for teams and active traders.

8.8/10See alternatives