BSP Solomon Islands review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
BSP Solomon Islands suits customers who want a local bank for everyday banking, easy-access saving and personal borrowing. Its Plus Saver account has a monthly fee of SBD 0, while the personal loan offers SBD 50,000 at an APR of 24% to 36%.
Key facts
- Best for
- People in Solomon Islands who want an easy-access savings account, a Visa debit card and direct personal borrowing from one local bank.
- Monthly fee
- SBD 0↗
- Card type
- Debit↗
- Card network
- Visa↗
- Legal entity
- BSP Financial Group Limited↗
- Headquarters
- Solomon Islands↗
- Founded
- 1957↗
- Support channels
- Help-centre↗
- Features
- Multi-currency, Travel
- Official website
- bsp.com.sb
Loans
- APR
- 24% to 36%↗
- Loan amount
- SBD 50,000↗
- Term
- 60 months↗
- Credit check
- Hard↗
- Rate type
- Variable↗
- Lender type
- Direct lender↗
- Eligibility
- Existing customers: ID and BSP account details. New customers: primary ID (passport, driver's license or employment ID), proof of address and proof of income.↗
- Loan types
- Personal, Secured↗
- Credit needed
- Good↗
- Use cases
- Home-improvement↗
- Pricing model
- No monthly fee
Savings
- Minimum deposit
- SBD 20↗
- Access terms
- Easy access, interest paid monthly, opened in branch↗
- Account kind
- Easy access↗
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Elsewhere
- LinkedInXfacebook.com
Pros and cons
Pros
- Easy-access savings with interest paid monthly and no monthly fee, supported by Easy access, interest paid monthly, opened in branch and no monthly fee.
- A multi-currency Visa debit card for travel use, based on multi currency and travel and visa.
- Direct personal lending for home improvement, with loan details covered by direct lender, home improvement, SBD 50,000 and 24% to 36%.
Cons
- The Classic Visa debit card is a debit card, so it is linked to your bank account rather than offering credit.
- Unsecured personal loans require a hard credit check and good credit, based on hard and good.
- Support runs on help centre only.
Who it suits
- Customers in Solomon Islands who want a debit card linked to their bank account.
- People saving through an easy-access account with interest paid monthly.
- Customers seeking a direct personal loan for home improvement with good credit.
Who should look elsewhere
- People seeking a credit card or a loan without a hard credit check, because the available card is a debit card and the personal loan uses a hard credit check.
How BSP Solomon Islands compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.2
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.3
9.2 vs 8.9
9.2 vs 8.6
9.2 vs 9.2
9.2 vs 8.4
9.2 vs 8.5
9.2 vs 8.8
9.2 vs 9.0
9.2 vs 8.6
9.2 vs 8.3
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 8.5
9.2 vs 8.4
9.2 vs 8.0- 9.2 vs 8.0
Where BSP Solomon Islands is available
- Available
- Solomon Islands
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What savings account does BSP Solomon Islands offer?+
BSP Solomon Islands offers an easy-access Plus Saver account. It has a monthly fee of SBD 0, requires a minimum deposit of SBD 20, pays interest monthly and is opened in a branch, according to Easy access, interest paid monthly, opened in branch.
What type of card does BSP Solomon Islands offer?+
The Classic card is a Visa debit card. Its stated features are multi currency and travel, so it is designed for multi-currency and travel use rather than credit borrowing.
What personal loan is available?+
BSP offers unsecured personal loans directly. The stated loan amount is SBD 50,000, the APR is 24% to 36%, the term is 60 and the product is intended for home improvement.
Who can apply for the personal loan?+
The personal loan uses a hard credit check. BSP lists good credit as the required credit level through good, with existing customers needing ID and BSP account details and new customers needing primary ID, proof of address and proof of income.
How can customers get support?+
The stated support channel is help centre. Customers can use the listed help centre support channel for assistance.
Sources
- bsp.com.sb checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“BSP Solomon Islands”
- bsp.com.sb/about/our-story checked September 26, 2026
Backs: Founded
“Since our foundation in 1957 in Papua New Guinea”
- bsp.com.sb/personal-banking/loans checked September 26, 2026
Backs: Loan types
“Home Loan - Buy, build or renovate; Unsecured Personal Loan - No collateral needed”
- bsp.com.sb/personal-banking/loans/unsecured-personal-loan checked September 26, 2026
Backs: Loan amount, APR, Credit check, Credit needed, Eligibility, Lender type, Term, Use cases
“Borrow up to SBD 50,000 - You can borrow up to SBD 50,000 without pledging assets like land or vehicles”
- bsp.com.sb/personal-banking/savings-accounts-and-term-dep... checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit, Pricing model, Monthly fee, Rate type
“With no fees, interest paid every month and digital access, the Plus Saver Account makes saving effortless”
- bsp.com.sb/personal-banking/everyday-accounts-and-cards/c... checked September 26, 2026
Backs: Card type, Features, Card network
“Debit card”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
BSP Solomon Islands
People in Solomon Islands who want an easy-access savings account, a Visa debit card and direct personal borrowing from one local bank.