Boost Bank review
Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026
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Our verdict
Boost Bank suits Malaysian households pairing everyday debit spending on Mastercard with easy access savings under Bank Negara Malaysia oversight. Savings earn 2.5% on a variable basis with monthly fee of MYR 0 and annual card fee of MYR 0 for flexible balances.
Key facts
Savings
Credit cards
Facts checked September 29, 2026, 5 sources
Apps and profiles
- Get the app
- App Store
- Elsewhere
- LinkedInfacebook.cominstagram.com
Pros and cons
Pros
- Monthly fee of MYR 0 and annual debit fee of MYR 0 keep holding costs low.
- Easy access balances of easy access earn headline rate of 2.5% with rate type of variable.
- Mastercard debit of Mastercard with card type of debit earns points at 3x Boost Stars.
- Support across email, chat and phone with oversight by Bank Negara Malaysia.
Cons
- Variable terms of variable mean headline rate of 2.5% can move over time.
- Points structure of points earning 3x Boost Stars suits collectors rather than cashback fans.
Who it suits
- Savers starting from MYR 1 who want access without a lock in period.
- Everyday debit users on Mastercard who value points earning 3x Boost Stars.
Who should look elsewhere
- Crypto linked spending fans may prefer Bitpanda, which charges monthly fee of €0.
- Trading account card users may prefer eToro, which charges monthly fee of €0.
How Boost Bank compares
9.5 vs 9.4
9.5 vs 9.0
9.5 vs 8.9
9.5 vs 9.4
9.5 vs 8.7
9.5 vs 9.2eToro charges monthly fee of €0 and may suit you if you want a card linked to trading balances.
9.5 vs 9.4
9.5 vs 8.7
9.5 vs 9.3
9.5 vs 8.9
9.5 vs 8.6
9.5 vs 9.2
9.5 vs 8.4
9.5 vs 8.5
9.5 vs 8.8
9.5 vs 9.0
9.5 vs 8.6
9.5 vs 8.3
9.5 vs 9.5
9.5 vs 9.4
9.5 vs 9.4
9.5 vs 9.3
9.5 vs 9.3
9.5 vs 9.3
9.5 vs 9.3
9.5 vs 9.2
9.5 vs 9.2
9.5 vs 9.2
9.5 vs 9.1
9.5 vs 9.1
9.5 vs 9.1
9.5 vs 9.1
9.5 vs 9.0
9.5 vs 9.0
9.5 vs 9.0
9.5 vs 8.9
9.5 vs 8.8
9.5 vs 8.7
9.5 vs 8.5
9.5 vs 8.4
9.5 vs 8.0- 9.5 vs 8.0
Where Boost Bank is available
- Available
- Malaysia
- Licence in Malaysia
- Bank Negara Malaysia, checked September 29, 2026
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What fees apply to the Boost Bank account and debit?+
The account carries monthly fee of MYR 0 and the debit carries annual fee of MYR 0. That keeps holding costs predictable while you spend and save. Card use draws from available balances rather than credit.
Who regulates Boost Bank?+
Boost Bank Berhad operates under oversight by Bank Negara Malaysia. That framework sets conduct and prudential expectations for deposit taking in Malaysia. You should still review current terms and disclosures before depositing funds.
How does the Boost Bank savings account work?+
The account kind is easy access with rate type of variable and headline rate of 2.5%. Access terms allow withdrawals without a lock in period. The rate can adjust, so returns may vary over time.
What is the minimum deposit to start saving?+
You can start saving from MYR 1. That low entry point suits households building balances gradually. You can add funds and withdraw under easy access terms while retaining the variable return.
How does the Boost Bank debit card work?+
The card type is debit on Mastercard. It supports everyday purchases and online payments from your balance. Virtual card and travel related features are listed under virtual card and travel for flexible use.
What rewards can you earn?+
Rewards are paid as points, earning 3x Boost Stars. Points accumulate on eligible activity and can add value for regular Boost users. Terms govern accrual and redemption, so check which transactions qualify.
How can you contact Boost Bank support?+
Help is available across email, chat and phone. You can use chat or phone for urgent queries and email or help centre material for account detail. Coverage reflects a digital bank model based in Malaysia.
Sources
- myboostbank.co checked September 29, 2026
Backs: Headquarters, Legal entity, Regulators
“holds a digital bank license from Bank Negara Malaysia”
- myboostbank.co/about-boost-bank checked September 29, 2026
Backs: Licences
- myboostbank.co/contact-us checked September 29, 2026
Backs: Support channels
“Email Support support@myboostbank.co - General Hotline - Chat with Boba - View FAQs”
- myboostbank.co/debit-card checked September 29, 2026
Backs: Annual fee, Card type, Card network
“Enjoy your debit card with zero annual fees for the first year”
- myboostbank.co/rewards checked September 29, 2026
Backs: Rewards rate, Rewards type
“Earn 3x Boost Stars”
- myboostbank.co/savings-account checked September 29, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
“No lock-in period”
- myboostbank.co/terms-and-conditions-debit-card checked September 29, 2026
Backs: Features
“Your Virtual Debit Card will be automatically activated - use overseas”
Compiled from 7 source pages, checked September 29, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.