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Blockchain.com Wallet review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Blockchain.com Wallet suits anyone who would rather hold their own crypto than leave it with an exchange. It is a mobile wallet with self custody and a seed phrase backup, run by a company founded in 2011 that lists registrations in the US and Malta.

Key facts

Best for
Holding crypto on a phone yourself, with a seed phrase backup.
Wallet type
Mobile↗
Custody
Self custody↗
Secure element
Hardware Security Modules (HSM); FIPS 140-2 certified devices for custodied funds↗
Backup options
Seed↗
Legal entity
Blockchain.com Operations (Malta) Limited↗
Headquarters
Malta↗
Founded
2011↗
Support channels
Help-centre, Community↗
Features
Self-custody
Official website
blockchain.com

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataLinkedInXgithub.com

Pros and cons

Pros

  • self custody keeps the keys on your own device rather than with an exchange
  • Backups are a seed phrase the holder writes down and stores offline
  • Registered in the US under NMLS ID# 2024031 and in Malta through the Financial Services Authority under MiCA CASP 254900GDCT8070R2VV26
  • A secure element built on Hardware Security Modules, paired with FIPS certified devices for custodied funds

Cons

  • Support runs on help centre and community only, so a lost device leaves written answers and other users to work with
  • The certified hardware covers custodied funds, so a self custody wallet leaves its keys on a phone that can be lost or stolen
  • Recovery rests on a seed phrase the holder must store, and the mobile setup keeps the wallet on that same phone
Blockchain.com Wallet

Ready to try Blockchain.com Wallet?

Scored 9.4 / 10 by SumCue.

See alternatives

Who it suits

  • People who want self custody and would rather not hold a balance on an exchange
  • Holders of a few main coins who can keep a seed phrase safe
  • Users who want a mobile wallet rather than a separate device to store

Who should look elsewhere

  • People who want a platform to hold the keys, such as Bitpanda at custodial
  • People who want a hardware device kept offline rather than a mobile wallet
  • Active traders who want a built-in order book, where eToro at custodial is the closer fit

Who runs it

The wallet is run by Blockchain.com Operations (Malta) Limited, based in Malta, and the company was founded in 2011. It sits on the US register under NMLS ID# 2024031, while the Malta Financial Services Authority entry is MiCA CASP 254900GDCT8070R2VV26, which places it inside the MiCA regime in Europe. Support comes through help centre and community, so written material and peer discussion carry most questions.

How Blockchain.com Wallet compares

Where Blockchain.com Wallet is available

Available
Everywhere except Canada
Licence in United States
NMLS (US National Mortgage Licensing System) (NMLS ID# 2024031), checked September 26, 2026
Licence in Malta
Malta Financial Services Authority (MFSA) (MiCA CASP 254900GDCT8070R2VV26), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Greece, Spain, Finland, France, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia

Frequently asked questions

Is my crypto held by the wallet or by me?+

Custody is self custody, so the private keys live on your own device and the funds cannot be moved by a third party. If the phone is lost, recovery runs through the seed phrase you wrote down and stored yourself. Nobody else holds that phrase.

How do I back up the wallet?+

Backups are a seed phrase, a row of words that restores the wallet if the phone is lost or wiped. Write it on paper and keep it somewhere you control, offline from the device. Anyone who reads that phrase holds the funds, which is the trade-off self custody brings.

What kind of wallet is it?+

It is a mobile wallet, so it runs as an app on a phone rather than a browser page or a dedicated device. That keeps it easy to carry and quick for everyday transfers. The same choice puts the keys on a device that can be lost, stolen or wiped.

Which regulators are listed for it?+

Registrations appear in the US and in Malta. The US entry is NMLS ID# 2024031 under the NMLS, and the Malta Financial Services Authority entry is MiCA CASP 254900GDCT8070R2VV26. The wallet is run from MT by Blockchain.com Operations (Malta) Limited.

How does it protect keys?+

A secure element sits in the setup, built on Hardware Security Modules, with FIPS certified devices used for custodied funds. That hardware guards assets the company holds. A self custody wallet goes the other way, since the keys stay on the holder's own phone.

How do I get help if something goes wrong?+

Support runs on help centre and community, so answers come from written material and from other users. For a self custody wallet the hard questions are about restoring a seed phrase, so it pays to read the recovery material before the phone goes missing.

How does it compare with a hardware wallet?+

Trezor is a hardware device, so the keys sit on a dedicated box that can stay offline. This wallet is mobile, easier to carry and quicker for payments. The convenience comes with the job of keeping the phone and the seed phrase safe.

What if I would rather not hold the keys myself?+

eToro and Bitpanda run custodial and custodial wallets, so the platform keeps the keys and handles recovery. That suits people who want to hold without the work, at the cost of handing over control. This wallet takes the other trade with self custody.

Sources

  • esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “ae_homeMemberState=MT”

  • support.blockchain.com/hc/en-us checked September 26, 2026

    Backs: Support channels

    “Our support team is here for you. Submit a request and we'll get back to you as soon as possible.”

  • blockchain.com/about checked September 26, 2026

    Backs: Founded

    “2011 Date the work began”

  • blockchain.com/security checked September 26, 2026

    Backs: Backup options, Secure element

    “Write down your Secret Private Key Recovery Phrase, store offline, and don't share it with anyone”

  • blockchain.com/wallet checked September 26, 2026

    Backs: Custody, Features, Wallet type

    “Self-custody your crypto across Bitcoin, Ethereum, Polygon, and other leading blockchains.”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Price, Coins supported.

Blockchain.com Wallet

Blockchain.com Wallet

Holding crypto on a phone yourself, with a seed phrase backup.

9.4/10See alternatives