Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Updated October 17, 2026 · SumCue Editorial Team

Top credit and debit cards compared in China

438 providers available in China, ranked for China.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit and debit cards compared in China
OrderProviderScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pickPartner
9.0/10
  • Business
  • Travel
Currency conversion fee:
0.5%
Legal entity:
Airwallex (Singapore) Pte. Ltd.
Headquarters:
Singapore
ReviewCompareVisit
2
Binance logo
BinancePartner
9.0/10
    Regulators:
    Autorite des marches financiers (AMF), Commissione Nazionale per le Societa e la Borsa (CONSOB), Banco de Espana, and 2 more
    Legal entity:
    Binance Holdings Ltd.
    Headquarters:
    United Arab Emirates
    		ReviewCompareVisit
    3
    Ariza Credit Union logo
    Ariza Credit UnionPartner
    		9.7/10
    • No monthly fee
    • Travel
    Monthly fee:
    EC$0
    Card type:
    Debit
    Card network:
    Visa
    		ReviewCompareSee alternatives
    4
    BCP logo
    BCPPartner
    		9.7/10
    • No monthly fee
    APR:
    8.9% to 87.5%
    Credit needed:
    Good
    Legal entity:
    Banco de Credito del Peru
    		ReviewCompareSee alternatives
    5
    Grenada Co-operative Bank logo
    Grenada Co-operative BankPartner
    		9.7/10
    • Credit line
    Credit needed:
    Fair
    Legal entity:
    Grenada Co-operative Bank Limited
    Headquarters:
    Grenada
    		ReviewCompareSee alternatives
    6
    Banco Pichincha logo
    Banco PichinchaPartner
    		9.6/10
    • No monthly fee
    • Rewards
    Rewards type:
    Miles
    Card kind:
    Credit
    Legal entity:
    BANCO PICHINCHA C.A.
    		ReviewCompareSee alternatives
    7
    Union Pay International logo
    Union Pay InternationalPartner
    		9.6/10
    • Travel
    Currency conversion fee:
    0%
    Rewards type:
    Points
    Perks:
    Overseas spending settled in RMB at the market exchange rate, no need to buy foreign currency, No fee when paying at merchants abroad, Relatively low overseas ATM withdrawal fees, and 1 more
    		ReviewCompareSee alternatives
    8
    Nykredit logo
    NykreditPartner
    		9.5/10
    • No monthly fee
    Card kind:
    Credit
    Legal entity:
    Nykredit Bank A/S
    Headquarters:
    Denmark
    		ReviewCompareSee alternatives
    9
    Travelex Money Card AU logo
    Travelex Money Card AUPartner

    Earn Up to 10,000 Everyday Rewards points: Up to 10,000 Everyday Rewards points (1 point per $1 AUD plus up to 6,000 bonus points)

    		9.5/10
    • Travel
    Monthly fee:
    A$0 to A$4
    Currency conversion fee:
    0%
    Card type:
    Prepaid
    		ReviewCompareSee alternatives
    10
    Bank of Jordan logo
    Bank of JordanPartner
    		9.4/10
    • No monthly fee
    APR:
    8.99%
    Card kind:
    Credit
    Legal entity:
    Bank of Jordan P.L.C
    		ReviewCompareSee alternatives

    Other rankings

    Browse by category

    Other countries

    Airwallex

    Airwallex

    Top pick for China

    9.0/10Visit