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Updated October 18, 2026 · SumCue Editorial Team

Top personal loans compared in China

148 providers available in China, ranked for China.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top personal loans compared in China
OrderProviderScoreFeaturesKey factsActions
1
Ariza Credit Union logo
Ariza Credit UnionTop pickPartner
9.7/10
  • No monthly fee
  • Travel
APR:
12%
Loan amount:
EC$25,000
Term:
36 months
ReviewCompareSee alternatives
2
BCP logo
BCPPartner
9.7/10
  • No monthly fee
APR:
8.9% to 87.5%
Loan amount:
PEN 350,000
Term:
3 to 72 months
ReviewCompareSee alternatives
3
Grenada Co-operative Bank logo
Grenada Co-operative BankPartner
9.7/10
  • Credit line
Loan amount:
from EC$1,000
Arrangement fee:
1% of the loan amount plus 15% V.A.T., minimum $431.25 (new retail loans)
Credit check:
Hard
ReviewCompareSee alternatives
4
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Loan amount:
$300 to $60,000
Term:
3 to 60 months
Rate type:
Variable
ReviewCompareSee alternatives
5
Bank of Jordan logo
Bank of JordanPartner
9.4/10
  • No monthly fee
APR:
8.99%
Loan amount:
JOD 10,000 to JOD 100,000
Term:
96 months
ReviewCompareSee alternatives
6
HBL logo
HBLPartner
9.4/10
  • No monthly fee
Rate type:
Variable
Lender type:
Direct lender
Loan types:
Personal, Car
ReviewCompareSee alternatives
7
Old Mutual logo
Old MutualPartner

Old Mutual Rewards Win on Repeat: Over R3 million in prizes; Grand Prize worth R100 000 in Rewards points

9.4/10
    APR:
    28%
    Loan amount:
    ZAR 2,000 to ZAR 250,000
    Term:
    3 to 72 months
    		ReviewCompareSee alternatives
    8
    OneMain Financial logo
    OneMain FinancialPartner
    		9.4/10
    • Fixed rate
    APR:
    11.99% to 35.99%
    Loan amount:
    $1,500 to $30,000
    Term:
    24 to 60 months
    		ReviewCompareSee alternatives
    9
    Santander Consumer Bank logo
    Santander Consumer BankPartner
    		9.4/10
    • Fixed rate
    APR:
    2.99% to 11.98%
    Loan amount:
    €1,000 to €75,000
    Term:
    12 to 96 months
    		ReviewCompareSee alternatives
    10
    Moneyman ES logo
    Moneyman ESPartner

    Moneyman ES is a Spanish online lender offering quick personal loans with an online application.

    		9.4/10
      Loan amount:
      up to €1,600
      Arrangement fee:
      No interest or hidden fees on the first loan of up to 300 EUR
      Funding time:
      Under 15 minutes
      		ReviewCompareSee alternatives

      Licensed in China

      Ant Group
      People's Bank of China
      Suning Bank
      China Banking Regulatory Commission (CBIRC), now National Financial Regulatory Administration (NFRA)

      Other rankings

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      Other countries

      Ariza Credit Union

      Ariza Credit Union

      Top pick for China

      9.7/10See alternatives