Updated October 18, 2026 · SumCue Editorial Team
Top personal loans compared in Japan
150 providers available in Japan, ranked for Japan.
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank
| Order | Provider | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  Ariza Credit UnionTop pickPartner | 9.7/10 |
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| 2 |  BCPPartner | 9.7/10 |
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| 3 |  Grenada Co-operative BankPartner | 9.7/10 |
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| 4 |  Banco PichinchaPartner | 9.6/10 |
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| 5 |  Bank of JordanPartner | 9.4/10 |
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| 6 |  HBLPartner | 9.4/10 |
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| 7 |  OneMain FinancialPartner | 9.4/10 |
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| 8 |  Santander Consumer BankPartner | 9.4/10 |
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| 9 |  Moneyman ESPartner Moneyman ES is a Spanish online lender offering quick personal loans with an online application. | 9.4/10 |
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| 10 |  Alpha BankPartner | 9.3/10 |
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Licensed in Japan
- Rakuten Bank Super Loan
- Kanto Local Finance Bureau (deposit-taking institution registration)
- Rakuten Bank
- Kanto Local Finance Bureau (registered financial institution)
- PayPay Bank
- Financial Services Agency, Kanto Local Finance Bureau (deposit-taking licence, To-kin Dai 624)
- Aiful
- Kinki Local Finance Bureau (Director) 近畿財務局長
- Aiful
- Japan Consumer Credit Association 日本貸金業協会
Other rankings
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