Updated September 30, 2026 · SumCue Editorial Team

Top loans compared in Japan

607 providers available in Japan, ranked for Japan.

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Top loans compared in Japan
OrderProviderScoreFeaturesKey factsActions
1
Ariza Credit Union logo
Ariza Credit UnionTop pickPartner
9.7/10
  • No monthly fee
  • Travel
APR:
12%
Loan amount:
EC$25,000
Term:
36 months
ReviewCompareSee alternatives
2
BCP logo
BCPPartner
9.7/10
  • No monthly fee
APR:
8.9% to 87.5%
Loan amount:
PEN 350,000
Term:
3 to 72 months
ReviewCompareSee alternatives
3
Grenada Co-operative Bank logo
Grenada Co-operative BankPartner
9.7/10
  • Credit line
Loan amount:
from EC$1,000
Arrangement fee:
1% of the loan amount plus 15% V.A.T., minimum $431.25 (new retail loans)
Credit check:
Hard
ReviewCompareSee alternatives
4
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Loan amount:
$300 to $60,000
Term:
3 to 60 months
Rate type:
Variable
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5
Nykredit logo
NykreditPartner
9.5/10
  • No monthly fee
Monthly fee:
DKK 0
Card type:
Debit
Card network:
Mastercard
ReviewCompareSee alternatives
6
5in5 logo
5in5Partner
9.4/10
    Loan amount:
    €5,000
    Term:
    0.5 to 24 months
    Arrangement fee:
    One-off fee deducted from payout
    ReviewCompareSee alternatives
    7
    Bank of Jordan logo
    Bank of JordanPartner
    9.4/10
    • No monthly fee
    APR:
    8.99%
    Loan amount:
    JOD 10,000 to JOD 100,000
    Term:
    96 months
    ReviewCompareSee alternatives
    8
    HBL logo
    HBLPartner
    9.4/10
    • No monthly fee
    Rate type:
    Variable
    Lender type:
    Direct lender
    Loan types:
    Personal, Car
    ReviewCompareSee alternatives
    9
    OneMain Financial logo
    OneMain FinancialPartner
    9.4/10
    • Fixed rate
    APR:
    11.99% to 35.99%
    Loan amount:
    $1,500 to $30,000
    Term:
    24 to 60 months
    ReviewCompareSee alternatives
    10
    Santander Consumer Bank logo
    Santander Consumer BankPartner
    9.4/10
    • Fixed rate
    APR:
    2.99% to 11.98%
    Loan amount:
    €1,000 to €75,000
    Term:
    12 to 96 months
    ReviewCompareSee alternatives

    Licensed in Japan

    Rakuten Bank Super Loan
    Kanto Local Finance Bureau (deposit-taking institution registration)
    ARUHI
    Kanto Local Finance Bureau (関東財務局長)
    Rakuten Bank
    Kanto Local Finance Bureau (registered financial institution)
    PayPay Bank
    Financial Services Agency, Kanto Local Finance Bureau (deposit-taking licence, To-kin Dai 624)
    Aiful
    Kinki Local Finance Bureau (Director) 近畿財務局長
    Aiful
    Japan Consumer Credit Association 日本貸金業協会
    Mogecheck
    Governor of Tokyo (money lender business registration)

    Other rankings

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    Other countries

    Ariza Credit Union

    Ariza Credit Union

    Top pick for Japan

    9.7/10See alternatives