Updated October 18, 2026 · SumCue Editorial Team
Top payday and short-term loans compared in Japan
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| Order | Provider | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  BCPTop pickPartner | 9.7/10 |
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| 2 |  FreezlPartner Freezl.pl offers online short-term loans in Poland of up to 7000 zl, requested with an ID document and without income certificates. | 9.5/10 |
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| 3 |  Moneyman ESPartner Moneyman ES is a Spanish online lender offering quick personal loans with an online application. | 9.4/10 |
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| 4 |  Cash Plus KosovoPartner | 8.9/10 |
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| 5 |  FinandosPartner 3-day trial period for the loan-matching service: EUR 0.99 for 3 calendar days | 8.7/10 |
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| 6 | PozyczkaOKPartner Pozyczka OK offers online instalment loans in Poland of up to 150,000 zl. | 8.5/10 |
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| 7 |  SolcreditPartner Solcredit lets users file one application and receive a personalised offer from one of more than 20 loan companies in Poland. | 8.5/10 |
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| 8 |  EkassaPartner Ekassa offers online personal loans in Poland without certificates or extra formalities, with a stated decision in minutes. | 8.5/10 |
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| 9 |  Wandoo PLPartner Wandoo PL is a Polish online lender offering short-term loans from 500 to 15,000 zloty with an online application. | 8.4/10 |
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| 10 |  Szybka GotowkaPartner Szybka Gotowka offers online loans in Poland of up to 20,000 zl, with terms of up to 65 days, according to its site. | 8.0/10 |
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