Bank of Khartoum review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Bank of Khartoum suits travellers and everyday spenders who want a Visa debit card for use in 160 currencies with support on email, phone and chat. Savers who want easy access with a monthly fee of SDG 0 and anytime access through ATM, online banking or branch may also find the account structure useful.

Key facts

Best for
Travellers seeking Visa debit spending across many currencies
Monthly fee
SDG 0↗
Card type
Debit↗
Card network
Visa↗
Currencies
160↗
Legal entity
Bank of Khartoum↗
Headquarters
Sudan↗
Founded
1913↗
Support channels
Email, Phone, Chat↗
Features
Multi-currency, Travel
Audience
Business, Kids
Official website
bankofkhartoum.com

Loans

Loan amount
SDG 500,000 to SDG 50,000,000↗
Rate type
Variable↗
Lender type
Direct lender↗
Eligibility
Sudanese nationals only; salaried 21-65, SEB/SEP 25-76↗
Loan types
Personal, Student↗
Pricing model
No monthly fee

Savings

Access terms
Anytime access via ATM, online banking or branch↗
Account kind
Easy access↗
Regulators
Central Bank of Bahrain↗

Facts checked September 29, 2026, 7 sources

Apps and profiles

Pros and cons

Pros

  • Visa debit card for travel and multi currency use in 160 currencies
  • Saving account with monthly fee of SDG 0 under no monthly fee
  • Support across email, phone and chat for everyday queries

Cons

  • Support runs on email, phone and chat only
  • Saving returns follow variable pricing, so income can move
Bank of Khartoum

Ready to try Bank of Khartoum?

Scored 9.8 / 10 by SumCue.

Who it suits

  • Travellers seeking Visa debit use across many currencies
  • Savers seeking easy access with free monthly holding
  • Borrowers seeking direct lending for personal and student needs

Who should look elsewhere

  • Plazo rather than Bank of Khartoum for virtual card use linked to virtual
  • Pixpay rather than Bank of Khartoum for prepaid card use linked to prepaid
  • Payit rather than Bank of Khartoum for prepaid card use linked to prepaid

Who runs it

Bank of Khartoum is the legal entity behind the offer, operating from SD and established in 1913. The firm presents a long standing banking presence in its home market. For everyday contact, support is available through email, phone and chat, giving customers email, phone and chat routes to resolve account, card and saving queries in familiar channels.

How Bank of Khartoum compares

Where Bank of Khartoum is available

Available
Sudan
Licence in Bahrain
Central Bank of Bahrain, checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What card does Bank of Khartoum offer for spending abroad?+

Bank of Khartoum offers a debit card on the Visa network aimed at travel and multi currency use. It supports spending in 160 currencies, which suits trips that cross borders. Features listed as multi currency and travel point toward travel and multi currency handling rather than credit style borrowing.

Is there a monthly fee for the saving account?+

The saving account carries a monthly fee of SDG 0, which makes everyday holding free of recurring account charges. It follows a model listed as no monthly fee and an account kind of easy access. Access is described as anytime use through ATM, online banking or branch.

How do I access money in the saving account?+

Savings are held as easy access, so funds remain available rather than locked for a term. Access is described as anytime use through ATM, online banking or branch. The rate structure is variable, which means the return can move during the life of the account.

Who can apply for Smart Buy finance?+

Smart Buy finance is limited to Sudanese nationals, with separate routes for salaried applicants and self employed applicants, subject to a minimum age and an upper age limit. Amounts are listed as SDG 500,000 to SDG 50,000,000. Lending covers loan types listed as personal and student, with Bank of Khartoum acting as direct lender.

Who regulates Bank of Khartoum?+

Oversight is listed under Central Bank of Bahrain. The legal entity behind the offer is Bank of Khartoum, operating from SD. That regulatory link matters when weighing safety of money, account operation and where complaints or supervisory rules apply.

How can I contact Bank of Khartoum for help?+

Customer contact is available through email, phone and chat. That gives email, phone and chat routes for questions on cards, savings and finance applications. The range suits customers who prefer direct contact, while those seeking help centre or community options may need to use the listed routes.

Sources

Compiled from 9 source pages, checked September 29, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

Bank of Khartoum

Bank of Khartoum

Travellers seeking Visa debit spending across many currencies

9.8/10See alternatives