Bank of Khartoum review
Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026
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Our verdict
Bank of Khartoum suits travellers and everyday spenders who want a Visa debit card for use in 160 currencies with support on email, phone and chat. Savers who want easy access with a monthly fee of SDG 0 and anytime access through ATM, online banking or branch may also find the account structure useful.
Key facts
- Best for
- Travellers seeking Visa debit spending across many currencies
- Monthly fee
- SDG 0↗
- Card type
- Debit↗
- Card network
- Visa↗
- Currencies
- 160↗
- Legal entity
- Bank of Khartoum↗
- Headquarters
- Sudan↗
- Founded
- 1913↗
- Support channels
- Email, Phone, Chat↗
- Features
- Multi-currency, Travel
- Audience
- Business, Kids
- Official website
- bankofkhartoum.com
Loans
Pros and cons
Pros
- Visa debit card for travel and multi currency use in 160 currencies
- Saving account with monthly fee of SDG 0 under no monthly fee
- Support across email, phone and chat for everyday queries
Cons
- Support runs on email, phone and chat only
- Saving returns follow variable pricing, so income can move
Who it suits
- Travellers seeking Visa debit use across many currencies
- Savers seeking easy access with free monthly holding
- Borrowers seeking direct lending for personal and student needs
Who should look elsewhere
- Plazo rather than Bank of Khartoum for virtual card use linked to virtual
- Pixpay rather than Bank of Khartoum for prepaid card use linked to prepaid
- Payit rather than Bank of Khartoum for prepaid card use linked to prepaid
Who runs it
Bank of Khartoum is the legal entity behind the offer, operating from SD and established in 1913. The firm presents a long standing banking presence in its home market. For everyday contact, support is available through email, phone and chat, giving customers email, phone and chat routes to resolve account, card and saving queries in familiar channels.
How Bank of Khartoum compares
9.8 vs 9.49.8 vs 9.0
9.8 vs 8.9
9.8 vs 9.4
9.8 vs 8.7
9.8 vs 9.2
9.8 vs 9.49.8 vs 8.7
9.8 vs 9.3
9.8 vs 8.9
9.8 vs 8.69.8 vs 9.2
9.8 vs 8.4Choose Pixpay for prepaid card use, with card type prepaid, rather than debit spending
9.8 vs 8.5
9.8 vs 8.8
9.8 vs 9.09.8 vs 8.6
9.8 vs 8.3
9.8 vs 9.5
9.8 vs 9.4
9.8 vs 9.4
9.8 vs 9.3
9.8 vs 9.39.8 vs 9.3
9.8 vs 9.3
9.8 vs 9.2
9.8 vs 9.29.8 vs 9.2
9.8 vs 9.1
9.8 vs 9.1
9.8 vs 9.1
9.8 vs 9.19.8 vs 9.0
9.8 vs 9.0
9.8 vs 9.0
9.8 vs 8.99.8 vs 8.8
9.8 vs 8.79.8 vs 8.5
9.8 vs 8.49.8 vs 8.0
- 9.8 vs 8.0
Where Bank of Khartoum is available
- Available
- Sudan
- Licence in Bahrain
- Central Bank of Bahrain, checked September 29, 2026
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What card does Bank of Khartoum offer for spending abroad?+
Bank of Khartoum offers a debit card on the Visa network aimed at travel and multi currency use. It supports spending in 160 currencies, which suits trips that cross borders. Features listed as multi currency and travel point toward travel and multi currency handling rather than credit style borrowing.
Is there a monthly fee for the saving account?+
The saving account carries a monthly fee of SDG 0, which makes everyday holding free of recurring account charges. It follows a model listed as no monthly fee and an account kind of easy access. Access is described as anytime use through ATM, online banking or branch.
How do I access money in the saving account?+
Savings are held as easy access, so funds remain available rather than locked for a term. Access is described as anytime use through ATM, online banking or branch. The rate structure is variable, which means the return can move during the life of the account.
Who can apply for Smart Buy finance?+
Smart Buy finance is limited to Sudanese nationals, with separate routes for salaried applicants and self employed applicants, subject to a minimum age and an upper age limit. Amounts are listed as SDG 500,000 to SDG 50,000,000. Lending covers loan types listed as personal and student, with Bank of Khartoum acting as direct lender.
Who regulates Bank of Khartoum?+
Oversight is listed under Central Bank of Bahrain. The legal entity behind the offer is Bank of Khartoum, operating from SD. That regulatory link matters when weighing safety of money, account operation and where complaints or supervisory rules apply.
How can I contact Bank of Khartoum for help?+
Customer contact is available through email, phone and chat. That gives email, phone and chat routes for questions on cards, savings and finance applications. The range suits customers who prefer direct contact, while those seeking help centre or community options may need to use the listed routes.
Sources
- bankofkhartoum.com checked September 29, 2026
Backs: Licences
- bankofkhartoum.com/sudan checked September 29, 2026
Backs: Audience
“Dukhry Account - A special kind of savings account just for kids”
- bankofkhartoum.com/sudan/about-us checked September 29, 2026
Backs: Founded, Headquarters, Regulators
“Bank of Khartoum, established in 1913”
- bankofkhartoum.com/sudan/personal/accounts/saving-account checked September 29, 2026
Backs: Access terms, Account kind, Pricing model, Monthly fee, Rate type
“You can access your savings anytime through ATMs, online banking, or by visiting your local branch.”
- bankofkhartoum.com/sudan/personal/card/gold-Visa-card checked September 29, 2026
Backs: Card type, Card network, Support channels
“Bank of Khartoum Visa Gold Debit Card”
- bankofkhartoum.com/sudan/personal/card/visa-debit-cards checked September 29, 2026
Backs: Currencies, Features
“accepted in over 200 countries and 160+ currencies - Visa Debit Cards”
- bankofkhartoum.com/sudan/personal/financing checked September 29, 2026
Backs: Loan types
“Smart Buy Finance and Education Finance”
- bankofkhartoum.com/sudan/personal/financing/smart-buy-fin... checked September 29, 2026
Backs: Loan amount, Eligibility, Lender type
“Smart Buy Finance - Minimum SDG 500,000, Maximum for other categories SDG 50,000,000”
- bankofkhartoum.com/sudan/terms-and-conditions checked September 29, 2026
Backs: Legal entity
“Bank: Refers to Bank of Khartoum (BOK)”
Compiled from 9 source pages, checked September 29, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.