Bank of Cyprus review

Updated October 12, 2026 · SumCue Editorial Team

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Our verdict

Bank of Cyprus serves permanent residents of Cyprus with an easy access account linked to debit card use alongside direct personal lending for first purchases. It suits natural persons who want everyday card spending and borrowing from one direct lender with help centre support.

Key facts

Best for
Bank of Cyprus debit card for Cyprus residents
Card type
Debit↗
Legal entity
Bank of Cyprus Public Company Ltd↗
Support channels
Help-centre↗
Official website
bankofcyprus.com

Loans

Arrangement fee
0 EUR↗
Credit check
Hard↗
Funding time
At the latest the next business day after signing the contract documents↗
Lender type
Direct lender↗
Free early repayment
No↗
Eligibility
Natural persons, permanent residents of Cyprus↗
Loan types
Personal↗

Credit cards

Card kind
Credit↗

Savings

Account kind
Easy access↗

Mortgages

Purpose
First-time-buyer, Purchase↗

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
App Store

Pros

Pros

  • Easy access account paired with debit card spending for everyday needs
  • Direct personal lending for first time buyer and purchase purposes
Bank of Cyprus

Ready to try Bank of Cyprus?

Who it suits

  • Permanent residents of Cyprus seeking debit card use
  • Natural persons wanting direct personal borrowing options

Where Bank of Cyprus is available

Available
Cyprus
Licence in Cyprus
Central Bank of Cyprus, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Who can apply to Bank of Cyprus?+

Eligibility covers natural persons who are permanent residents of Cyprus. You should review personal status and residency carefully when weighing this brand. It suits people whose circumstances already match that description.

Which market does Bank of Cyprus serve?+

The market served is Cyprus through permanent residency. You should consider whether your home and daily spending sit within that market. People living elsewhere will need a different everyday money option.

What products does Bank of Cyprus cover?+

The range combines an easy access account with debit card use and direct personal lending. Purposes include first time buyer and purchase needs with help centre support. You should weigh everyday spending against possible future borrowing.

Which company operates Bank of Cyprus?+

Bank of Cyprus is operated by Bank of Cyprus Public Company Ltd. (Source, checked September 26, 2026)

How can I contact Bank of Cyprus support?+

Bank of Cyprus offers support through Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 7 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.

Bank of Cyprus

Bank of Cyprus

Bank of Cyprus debit card for Cyprus residents

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