Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Banco Promerica Guatemala review

Updated October 12, 2026 · SumCue Editorial Team

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Banco Promerica Guatemala provides cards, loans and accounts with digital applications and online banking alongside agencies and service centres. It helps households in Guatemala who want agile local banking with remote access and personal support close to home.

Key facts

Best for
Households in Guatemala seeking everyday local banking
Card type
Debit↗
Legal entity
Banco Promerica Guatemala↗
Headquarters
Guatemala↗
Founded
1991↗
Support channels
Phone, Chat↗
Features
Rewards
Official website
bancopromerica.com.gt

Loans

Loan amount
GTQ 650,000↗
Term
72 months↗
Credit check
Hard↗
Rate type
Variable↗
Lender type
Direct lender↗
Eligibility
No minimum age stated; resident of Guatemala, identification copy, last 3 bank statements and a utility bill; merchants also need trade licence (Patente de Comercio) and RTU↗
Loan types
Personal, Payday, Secured, Business↗
Pricing model
Monthly

Savings

Headline rate
5.25%↗
Minimum deposit
GTQ 1,000↗
Access terms
Savings balance always available; held in quetzales, US dollars and euros; topped up via Ahorro Programado↗
Account kind
Easy access↗

Personal insurance

Premium from
GTQ 20↗
Insurance types
Life, Home, Travel, Dental, Critical-illness↗
Provider type
Broker↗
Monthly payments
Yes↗
Cover limit
Q8,000 to Q40,000 annual coverage (Seguro ConPromerica Debito, plans 1-3)↗
Claims channels
Phone, Branch↗

Credit cards

Rewards type
Points↗
Card kind
Credit↗

Mortgages

Initial rate
8% to 8.5%↗
Fixed period
25 years↗
Maximum loan to value
80%↗
Purpose
Purchase, Remortgage↗

Facts checked September 26, 2026, 12 sources

Pros and cons

Pros

  • Offers cards, loans and accounts through fully digital applications from any location.
  • Provides online banking with exchange rate information for everyday money management.
  • Maintains agencies and service centres that complement digital access with personal help.
  • Protects customers by never requesting passwords, PINs or tokens by message or call.

Cons

  • Operates as a Guatemala focused bank, so availability remains tied to that market.
  • Centres its portfolio on cards, loans and accounts, which keeps choice within core banking.
  • Combines digital and physical service, which asks customers to use both channels.

Ready to try Banco Promerica Guatemala?

See alternatives

Who it suits

  • Households in Guatemala who want local banking
  • People who prefer digital access with in person help
  • Customers who value clear protection of confidential data

Who should look elsewhere

  • People who live outside Guatemala
  • Shoppers who want non banking retail products

How Banco Promerica Guatemala compares

Where Banco Promerica Guatemala is available

Available
Guatemala

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What products does Banco Promerica Guatemala provide?+

Banco Promerica Guatemala maintains a portfolio of products and services built around agile local solutions. It covers cards, loans and accounts plus additional banking services. The range addresses everyday money needs for households in its market.

Where does Banco Promerica Guatemala operate?+

Banco Promerica Guatemala serves Guatemala with solutions presented as agile and local. It operates through agencies and service centres in addition to digital channels. The structure supports customers who value nearby service alongside remote access.

What digital options does Banco Promerica Guatemala offer?+

Banco Promerica Guatemala offers fully digital applications for its products, including cards, loans and accounts. Customers can request products remotely from wherever they are located. Online banking supports day to day management of banking needs.

Which banking areas does Banco Promerica Guatemala cover?+

Banco Promerica Guatemala works with credit cards, debit cards, personal loans and accounts. Online banking includes exchange rate information for consultation. The bank also warns customers that it never requests confidential codes through calls, messages or promotions.

Where is Banco Promerica Guatemala based?+

Banco Promerica Guatemala is based in Guatemala. (Source, checked September 26, 2026)

When was Banco Promerica Guatemala founded?+

Banco Promerica Guatemala was founded in 1991. (Source, checked September 26, 2026)

How can I contact Banco Promerica Guatemala support?+

Banco Promerica Guatemala offers support through Phone, Chat. (Source, checked September 26, 2026)

Sources

Compiled from 12 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.

Banco Promerica Guatemala

Households in Guatemala seeking everyday local banking

See alternatives