Banco de Venezuela review

Updated October 13, 2026 · SumCue Editorial Team

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Our verdict

Banco de Venezuela is a Venezuelan bank known for mobile led daily banking through BDVApp with biometric access. It suits households in Venezuela who want to manage services, recharge a mobile line and follow entrepreneurial programmes from one familiar national bank.

Key facts

Best for
Households in Venezuela banking by mobile app
Card type
Debit↗
Card network
Mastercard↗
Legal entity
Banco de Venezuela S.A.↗
Headquarters
Venezuela↗
Founded
1890↗
Support channels
Phone, Help-centre↗
Official website
bancodevenezuela.com

Loans

APR
5%↗
Loan amount
$70,000 to $100,000↗
Term
300 months↗
Rate type
Variable↗
Lender type
Direct lender↗
Eligibility
Existing BDV customer; Venezuelan or naturalised foreign natural person; age 18 to 90↗
Loan types
Personal, Secured, Business↗
Pricing model
No annual fee

Savings

Headline rate
42%↗
Access terms
Interest calculated on the daily balance↗
Account kind
Easy access↗

Credit cards

Annual fee
VES 0↗
Card kind
Credit↗

Facts checked September 26, 2026, 9 sources

Apps and profiles

Pros and cons

Pros

  • Mobile app uses biometric technology for quick and straightforward daily operations
  • Service payments inside the app cover mobile line recharges in seconds
  • Entrepreneurial programme EmprendeBDV supports customers seeking to grow activities

Cons

  • Availability centres on Venezuela and Venezuelan identity documents for joining
  • App centred daily banking may disappoint people without regular smartphone use

Ready to try Banco de Venezuela?

Who it suits

  • Households in Venezuela managing services by mobile app
  • Entrepreneurs seeking structured bank programmes for growth

Who should look elsewhere

  • People seeking banking outside Venezuela

Where Banco de Venezuela is available

Available
Venezuela

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Banco de Venezuela offer for everyday banking?+

Banco de Venezuela provides integral solutions for daily life alongside account access through BDVApp. The app supports routine operations and service payments including mobile line recharges. The programme EmprendeBDV adds an entrepreneurial strand for customers who want to grow.

Where does Banco de Venezuela operate?+

Banco de Venezuela presents itself as the first bank of the country and issues communications from Caracas. Joining refers to Venezuelan identity documents such as RIF and a current identity card. The offer therefore makes most sense for people living within Venezuela.

Who is Banco de Venezuela for?+

Banco de Venezuela addresses people without an account who want to join and use mobile banking. It also addresses customers who want to keep services current and recharge a mobile line. Entrepreneurs seeking a dedicated bank programme form another important group.

What is BDVApp and how does it help?+

BDVApp is the mobile application of Banco de Venezuela for fast and straightforward operations. It was developed with biometric technology and supports routine management from any moment and place. PagoserviciosBDV inside the app handles service payments such as mobile line recharges.

Where is Banco de Venezuela based?+

Banco de Venezuela is based in Venezuela. (Source, checked September 26, 2026)

When was Banco de Venezuela founded?+

Banco de Venezuela was founded in 1890. (Source, checked September 26, 2026)

How can I contact Banco de Venezuela support?+

Banco de Venezuela offers support through Phone, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 9 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.

Banco de Venezuela

Households in Venezuela banking by mobile app

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