Baiduri Bank review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
Baiduri's November 2024 disclosure describes a debit card linked to a Baiduri savings or current account.
Key facts
Loans
- APR
- 11.9% to 12.91%↗
- Loan amount
- BND 500 to BND 20,000↗
- Term
- 6 to 60 months↗
- Arrangement fee
- One-time administrative and processing fee of BND30 upon approved application↗
- Credit check
- Hard↗
- Funding time
- Loan amount disbursed to the vendor one calendar day after the loan agreement is signed↗
- Rate type
- Variable↗
- Lender type
- Direct lender↗
- Free early repayment
- No↗
- Eligibility
- Brunei citizens and permanent residents aged 18 up to 65 at end of loan tenor, meeting TDSR requirements↗
- Loan types
- Personal, Car, Secured↗
- Pricing model
- Fixed rate
Savings
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Baiduri's November 2024 disclosure describes a debit card linked to a Baiduri savings or current account.
- It lists retail and online purchases plus ATM withdrawals wherever Visa, Mastercard or UnionPay are accepted.
Who it suits
- Baiduri customers using a debit card linked to a savings or current account
Everyday
Baiduri's November 2024 disclosure describes a debit card linked to a Baiduri savings or current account. It lists retail and online purchases plus ATM withdrawals wherever Visa, Mastercard or UnionPay are accepted.
How Baiduri Bank compares
Frequently asked questions
Which company operates Baiduri Bank?+
Baiduri Bank is operated by Baiduri Finance Berhad. (Source, checked September 26, 2026)
Where is Baiduri Bank based?+
Baiduri Bank is based in Brunei. (Source, checked September 26, 2026)
When was Baiduri Bank founded?+
Baiduri Bank was founded in 1994. (Source, checked September 26, 2026)
How can I contact Baiduri Bank support?+
Baiduri Bank offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- baiduri.com.bn/about-us checked September 26, 2026
Backs: Founded, Headquarters
“Established in 1994, Baiduri Bank is a member of Baiduri Bank Group”
- baiduri.com.bn/baiduri-finance/about-baiduri-finance checked September 26, 2026
Backs: Legal entity, Lender type, Loan types
“The country's leading automobile finance company, Baiduri Finance was first established in 1996 as a wholly owned subsidiary of Baiduri Bank”
- baiduri.com.bn/baiduri-finance/deposits/multi-tier-saving... checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Rate type
“Round-the-clock access to your account with digital banking and ATM/CDM”
- baiduri.com.bn/baiduri-finance/faqs checked September 26, 2026
Backs: Loan amount, Credit check, Free early repayment, Funding time, Pricing model, Term
“The minimum financing amount is BND500 and the maximum financing amount is BND20,000”
- baiduri.com.bn/baiduri-finance/financing/consumer-loan checked September 26, 2026
Backs: APR, Eligibility, Arrangement fee
“Consumer Loan Financing Tenor Flat Rate EIR/APR: 6 Months 7% 11.90% ... 24 Months 7% 12.91%”
- baiduri.com.bn/download-centre/card-documents/credit-card... checked September 26, 2026
Backs: Card kind
“Credit Card Product Disclosure Sheet”
- baiduri.com.bn/personal/cards/mastercard-travel-rewards checked September 26, 2026
Backs: Rewards type
“Enjoy cashback, discounts, and special deals from global merchants”
- baiduri.com.bn/personal/contact-us checked September 26, 2026
Backs: Card type, Support channels
“Baiduri UnionPay Debit Card”
Compiled from 8 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.
Related by the facts
Baiduri Bank
Baiduri customers using a debit card linked to a savings or current account