BAI Virtual Visa Prepaid review

Updated October 14, 2026 · SumCue Editorial Team

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Our verdict

BAICV offers bank customers in Cabo Verde a reloadable virtual Visa prepaid card. The site describes online transactions up to the available balance and subscription payments as a use; its issue flow starts at a vinti4 ATM with a BAICV debit card.

Key facts

Best for
BAICV customers in Cabo Verde comparing a reloadable prepaid card for online and subscription payments.
Card type
Debit↗
Card network
Local↗
Legal entity
Banco BAI Cabo Verde, S.A.↗
Headquarters
Cabo Verde↗
Support channels
Phone, Help-centre↗
Features
Virtual card, Multi-currency
Audience
Business
Official website
bancobai.cv

Facts checked September 26, 2026, 3 sources

Apps and profiles

Pros and cons

Pros

  • The virtual card is reloadable and uses available balance rather than revolving credit.
  • The described issue flow begins at a vinti4 ATM with a BAICV debit card.

Cons

  • The service is for BAICV customers and requires a BAICV debit card at a vinti4 ATM to start issuance.
BAI Virtual Visa Prepaid

Ready to try BAI Virtual Visa Prepaid?

Who it suits

  • BAICV customers checking a prepaid option for online transactions or subscriptions.

Prepaid virtual card

BAICV describes a reloadable virtual card for bank customers, with online transactions limited to the available balance.

Issuance and use

The site lists subscription payments as a use and starts issuance at a vinti4 ATM with a BAICV debit card.

Where BAI Virtual Visa Prepaid is available

Available
Cabo Verde
Licence in Cabo Verde
Banco de Cabo Verde, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates BAI Virtual Visa Prepaid?+

BAI Virtual Visa Prepaid is operated by Banco BAI Cabo Verde, S.A.. (Source, checked September 26, 2026)

Where is BAI Virtual Visa Prepaid based?+

BAI Virtual Visa Prepaid is based in Cabo Verde. (Source, checked September 26, 2026)

How can I contact BAI Virtual Visa Prepaid support?+

BAI Virtual Visa Prepaid offers support through Phone, Help-centre. (Source, checked September 26, 2026)

Sources

  • bancobai.cv checked September 26, 2026

    Backs: Audience

    “Companies: treasury, credit and services solutions for your business”

  • bancobai.cv/Contactos checked September 26, 2026

    Backs: Support channels

    “General contacts: Phone +238 260 23 00, Head Office - BAI Center, Praia; 800 24 24 card assistance line, 24 hours”

  • bancobai.cv/Informacao/faq checked September 26, 2026

    Backs: Features

    “It is a virtual card for purchases on the internet: load only the value you need; Can I have a foreign currency account or deposit? Yes, for certain purposes”

  • bancobai.cv/Institucional/o-grupo-bai checked September 26, 2026

    Backs: Headquarters, Legal entity

    “Banco BAI Cabo Verde, S.A. - Bancario - Cabo Verde”

  • bancobai.cv/Produtos/cartao-vinti4 checked September 26, 2026

    Backs: Card type, Card network

    “Cartao Vinti4: debit card for payments and withdrawals on the vinti4 network”

  • bcv.cv checked September 26, 2026

    Backs: Licences

Compiled from 6 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.

BAI Virtual Visa Prepaid

BAI Virtual Visa Prepaid

BAICV customers in Cabo Verde comparing a reloadable prepaid card for online and subscription payments.

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