Moneybox review
Updated October 13, 2026 · SumCue Editorial Team
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Our verdict
Moneybox serves the UK with a service that gathers savings, ISAs and pensions in one place for people who want clarity over complexity. You keep everyday saving, first home plans, long term investing and old pensions side by side instead of juggling separate providers.
Key facts
- Best for
- UK beginners saving, investing and planning for home and retirement
- Markets
- Stocks, ETFs, Funds↗
- Regulators
- Financial Conduct Authority↗
- Investor protection
- FSCS up to GBP 85,000↗
- Account types
- ISA, Lisa, Jisa, SIPP↗
- Legal entity
- Digital Moneybox Limited↗
- Headquarters
- United Kingdom↗
- Support channels
- Help-centre↗
- Features
- Mobile app, Fractional shares, Demo account
- Audience
- Beginners
- Official website
- moneyboxapp.com
Robo-advisors
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- XLinkedInTrustpilotfacebook.com
Pros and cons
Pros
- Brings savings, ISAs, first home saving and pensions together in one service.
- Includes a Cash ISA for rainy day funds and big life events.
- Lets you find old pension pots and combine them into one pension.
Cons
- Focuses on the UK market, so people living elsewhere will find little to use.
- Centres its range on ISAs, Lifetime ISA saving and pensions, which narrows wider investing choice.
Who it suits
- New investors building long-term savings habits
- Pension savers bringing scattered pots together
Who should look elsewhere
- Households outside the UK needing local products
How Moneybox compares
Where Moneybox is available
- Available
- United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (712935), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does Moneybox cover?+
Moneybox covers everyday savings accounts including the Cash ISA, investing accounts including the Stocks and Shares ISA, Lifetime ISAs for first homes, and a Personal Pension for retirement. Each account supports a different life goal, from a rainy day fund to long term growth. You manage them together within the same service.
Where does Moneybox operate?+
Moneybox serves people across the UK who want to save, invest and plan retirement in one place. Its service reflects UK life goals such as buying a first home and combining old pensions. More than two million customers use the service to build wealth for today and tomorrow.
How does the Moneybox pension work?+
The Moneybox Personal Pension helps you locate lost pensions and bring them into one easy to manage pension. You choose where your retirement savings are invested and keep every year in view. Guidance combines human expertise with modern technology to support long term planning.
Which regulators oversee Moneybox?+
Moneybox is overseen by Financial Conduct Authority. (Source, checked September 26, 2026)
What account types does Moneybox offer?+
Moneybox offers these account types: ISA, Lisa, Jisa, SIPP. (Source, checked September 26, 2026)
Where is Moneybox based?+
Moneybox is based in United Kingdom. (Source, checked September 26, 2026)
How can I contact Moneybox support?+
Moneybox offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- moneybox.co.uk checked September 26, 2026
Backs: Headquarters, Minimum investment, Portfolio types
“Moneybox 1-2 Hatfields London SE1 9PG”
- moneyboxapp.com checked September 26, 2026
Backs: Features, Support channels
“Download on the App Store, rated 5 stars with 71 thousand reviews”
- moneyboxapp.com/fees-and-charges checked September 26, 2026
Backs: Investor protection, Legal entity, Regulators, Licences
“Digital Moneybox Limited is authorised and regulated by the Financial Conduct Authority, no. 712935”
- moneyboxapp.com/isa checked September 26, 2026
Backs: Account types, Audience, Markets
“Stocks & Shares ISA”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Stock trade fee, Account fee, Inactivity fee, Retail accounts that lose money.