UBS review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For private clients seeking worldwide wealth expertise, UBS is a global financial services firm active in over fifty markets with wealth management, asset management and investment banking strength. It delivers tailored advice plus Swiss banking for individuals, companies and institutions.
Key facts
Credit cards
Loans
- Lender type
- Direct lender↗
Savings
- Deposit protection
- FDIC up to USD 250,000↗
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- Operates as a global firm across more than fifty markets
- Provides tailored investment solutions built around long term client goals
- Covers traditional and alternative asset classes for varied investors
- Supports banks and advisers with research and execution services
Cons
- Retail banking for private clients focuses on Switzerland alone
- Corporate and institutional banking stays centred in one country
Who it suits
- Private clients seeking tailored investment guidance
- Institutions wanting broad asset management coverage
- Banks seeking intelligence and execution support
Who should look elsewhere
- People seeking only domestic everyday banking
- People wanting a narrow single product provider
How UBS compares
Where UBS is available
- Licence in United States
- FDIC (FDIC cert 57565), checked September 26, 2026
Frequently asked questions
What types of clients does UBS work with?+
The firm works with private individuals, companies and institutions, as well as intermediaries and institutional investors. It also assists banks plus independent advisers and wealth managers with market intelligence, execution, processing and broad servicing support.
What does UBS offer private clients and investors?+
Private clients can access broad financial services, personal guidance and investment solutions shaped around liquidity, longevity and legacy. Planning draws on insights from its Chief Investment Office to shape tailored ideas for lasting wealth goals.
What banking services does UBS provide in Switzerland?+
In Switzerland the group maintains wealth management banking alongside dedicated retail services for private households. Separate provision covers corporations and institutions, giving domestic clients access to both personal and business banking. The model keeps advice, tailored ideas and execution at the centre of each relationship.
Which regulators oversee UBS?+
UBS is overseen by FDIC. (Source, checked September 26, 2026)
What currency conversion fee does UBS charge?+
The currency conversion fee at UBS is 0%. (Source, checked September 26, 2026)
Which company operates UBS?+
UBS is operated by UBS Bank USA, National Association. (Source, checked September 26, 2026)
Where is UBS based?+
UBS is based in United States. (Source, checked September 26, 2026)
When was UBS founded?+
UBS was founded in 1998. (Source, checked September 26, 2026)
How can I contact UBS support?+
UBS offers support through Phone. (Source, checked September 26, 2026)
Sources
- banks.data.fdic.gov/bankfind-suite/bankfind/details/57565 checked September 26, 2026
Backs: Deposit protection, Headquarters, Investor protection, Legal entity, Regulators, Licences
“CERT=57565; NAME=UBS Bank USA, National Association; WEBADDR=http://www.ubs.com/cefs/en/ubs-bank-usa/ubs-bank-usa.html; ACTIVE=1”
- en.wikipedia.org/wiki/UBS checked September 26, 2026
Backs: Founded, Lender type
“Founded 29 June 1998 (through the merger of Union Bank of Switzerland and Swiss Bank Corporation)”
- travelzuma.com/ubs-visa-infinite-credit-card-review-excel... checked September 26, 2026
Backs: Features, Rewards rate, Rewards type
“The UBS Visa Infinite earns 3 points per dollar spent on commercial air travel”
- ubs.com/us/en.html checked September 26, 2026
Backs: Support channels
“Before transferring money or sharing personal details, please contact UBS (or relevant bank) by telephone.”
- ubs.com/us/en/wealth-management/banking-cash-management-s... checked September 26, 2026
Backs: Currency conversion fee
“Foreign transaction fee None - UBS Visa Infinite card”
- ubs.com/us/en/wealth-management/our-solutions/banking/car... checked September 26, 2026
Backs: Annual fee, APR, Balance transfer fee, Card kind
“Annual fee: $650 - UBS Visa Infinite credit card”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Stock trade fee, Account fee, Inactivity fee, Markets, Retail accounts that lose money.