Titan review

Titan charges a management fee of 0.4% on the money it manages, rather than a fee per trade. The account runs on a low-fee model, so there is no commission for buying individual shares. The fee applies to the whole managed portfolio, including the cash and crypto holdings.

The minimum investment is $500, and the minimum deposit is also $500. On the site, the median minimum investment across robo-advisors is €25, so Titan's entry point is well above the middle of the market. It is a managed account, so that sum is what the manager works with.

Titan is regulated in the US by the Securities and Exchange Commission (SEC), and the account is held by Titan Global Capital Management USA LLC. Investor protection runs to SIPC up to USD 500,000. The company was founded in 2017 and is based in the US, so it is a US business rather than a European one.

Titan covers stocks, etfs and bonds, so you can hold shares, ETFs, bonds, funds and crypto in the same account. Portfolio types listed are cash and crypto, which mix a cash sleeve with crypto exposure. That means the same balance carries both defensive and higher risk holdings.

Titan runs on Web and Mobile app, so you can check the portfolio and rebalance from either a browser or a phone. The mobile app is part of the offering rather than an add-on. There is no branch network listed, since the company works through online platforms.

Support is limited to help centre, so questions are answered through written help articles rather than a live agent on the phone. Across the site, phone support appears in 74.4% of brands and chat in 35.2%, so Titan sits at the quieter end. Email is listed in 72.9% of brands.

Crypto is one of stocks, etfs and bonds, and cash and crypto includes crypto alongside cash, so part of the account is exposed to a volatile asset. Retail accounts lose money on a wide scale: the median share of retail accounts that are in the red is 70.15%. A managed portfolio does not remove market risk.