TD Ameritrade review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
TD Ameritrade is a broker known for retirement and joint accounts alongside fund based portfolios. It suits households who want individual retirement arrangements with shared investing options and who value straightforward access through phone and chat support for everyday investing decisions.
Key facts
- Best for
- Retirement savers and joint investors using fund portfolios
- Account types
- IRA, Roth-IRA, Joint↗
- Legal entity
- TD Ameritrade, Inc.↗
- Founded
- 1975↗
- Support channels
- Phone, Chat↗
- Official website
- schwab.com
Robo-advisors
Facts checked September 26, 2026, 3 sources
Pros
Pros
- Provides individual retirement arrangements alongside joint accounts for shared investing goals
- Supports exchange traded fund portfolios with a cash option for flexible allocation
- Offers phone and chat support channels for direct assistance with accounts
Ready to try TD Ameritrade?
Who it suits
- People planning for retirement with dedicated account structures
- Partners investing together through fund based portfolios
How TD Ameritrade compares
Frequently asked questions
Which account types does TD Ameritrade offer?+
TD Ameritrade provides individual retirement arrangements, Roth individual retirement arrangements and joint accounts. You can choose a retirement structure that reflects your plans or select a joint arrangement for shared goals.
Which portfolio types does TD Ameritrade cover?+
TD Ameritrade covers exchange traded fund portfolios and cash holdings. You can build a fund based approach for diversified exposure or hold cash within the portfolio for flexibility. Both options sit within its brokerage service.
Who might consider TD Ameritrade?+
People saving for retirement or investing together may consider TD Ameritrade. You might prefer its focus on retirement arrangements, joint accounts and fund based portfolios with cash holdings. Phone and chat support remain available for guidance.
Which company operates TD Ameritrade?+
TD Ameritrade is operated by TD Ameritrade, Inc.. (Source, checked September 26, 2026)
When was TD Ameritrade founded?+
TD Ameritrade was founded in 1975. (Source, checked September 26, 2026)
How can I contact TD Ameritrade support?+
TD Ameritrade offers support through Phone, Chat. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/TD_Ameritrade checked September 26, 2026
Backs: Founded
“TD Ameritrade was founded in 1975”
- schwab.com/intelligent-portfolios checked September 26, 2026
Backs: Account types, Management fee, Minimum investment, Portfolio types, Support channels
“Taxable: Individual, Joint Tenant, Tenants in Common, Community Property, Custodial, Revocable Living Trust; Tax-Advantaged: Traditional IRA, Roth IRA, Rollover IRA, Inherited IRA, SEP-IRA, SIMPLE IRA”
- schwab.com/welcome-to-schwab checked September 26, 2026
Backs: Legal entity
“TD Ameritrade, Inc. is now at Schwab”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Stock trade fee, Account fee, Inactivity fee, Markets, Regulators, Investor protection, Retail accounts that lose money.
TD Ameritrade
Retirement savers and joint investors using fund portfolios