Rico Investimentos review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For readers focused on Brazilian market investing, Rico Investimentos acts as a broker covering treasury, fixed income, stocks, ETFs, funds and futures through app and online access. It combines specialist recommendations with Riconnect learning material and a profile based simulator for guided local market decisions.
Key facts
- Best for
- Investors seeking Brazilian market coverage with guided support
- Stock trade fee
- R$0↗
- Markets
- Stocks, ETFs, Bonds, Funds↗
- Regulators
- CVM↗
- Legal entity
- XP Investimentos Corretora de Cambio Titulos e Valores Mobiliarios↗
- Headquarters
- Brazil↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Pricing model
- Commission-free
- Official website
- rico.com.vc
Savings
- Rate type
- Variable↗
- Access terms
- Rico investment account paying a target return of 140% of CDI, IR-exempt for individuals, for up to 3 months, then 78% of CDI indefinitely; target return is not a promise or guarantee↗
- Account kind
- Easy access↗
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Covers treasury, fixed income, stocks, ETFs, funds, options and futures in one broker
- Provides specialist recommendations plus Riconnect content for ongoing investor learning
- Offers a mobile app for simple investing with profile based investment simulator
- Supports easy access account use alongside diversified local market instruments
Cons
- Product coverage stays centred on Brazilian market instruments rather than broader international choice
- Guided recommendations follow specialist selection which may narrow independent exploration
Who it suits
- Investors seeking Brazilian fixed income and equity coverage in one broker
- Individuals valuing specialist guidance and learning material for local decisions
- App based investors who prefer profile matched suggestions
Who should look elsewhere
- Investors seeking broad international brokerage beyond Brazilian instruments
How Rico Investimentos compares
Where Rico Investimentos is available
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does Rico Investimentos cover?+
Rico covers treasury bonds, CDBs, LC instruments, LCI and LCA paper, debentures, COE structures, CRI and CRA paper, funds, IPOs and futures. Stocks, BDRs, ETFs and mini contracts also sit within the same brokerage range. The mix spans fixed income and equity alongside fund based options.
Which fixed income instruments are available through Rico?+
The fixed income line includes treasury bonds, CDBs, LCI and LCA paper, LC instruments and debentures. These options support portfolio diversification with a focus on domestic fixed income structures. Clients can combine several titles within one brokerage relationship.
Which equity and derivatives instruments does Rico offer?+
The equity and derivatives range includes stocks, BDRs, ETFs, stock lending, options, futures contracts and mini contracts. Futures on single stocks and Micro S and P 500 contracts are also part of the offer. The structure covers both cash equity and leveraged market access.
Who is Rico Investimentos suited to?+
Rico suits investors who want Brazilian fixed income, equity, funds and futures in one place. The profile based simulator points toward investments matched to objectives and risk profile. App based access keeps the process oriented toward simple and direct portfolio management.
Which regulators oversee Rico Investimentos?+
Rico Investimentos is overseen by CVM. (Source, checked September 26, 2026)
Which company operates Rico Investimentos?+
Rico Investimentos is operated by XP Investimentos Corretora de Cambio Titulos e Valores Mobiliarios. (Source, checked September 26, 2026)
Where is Rico Investimentos based?+
Rico Investimentos is based in Brazil. (Source, checked September 26, 2026)
How can I contact Rico Investimentos support?+
Rico Investimentos offers support through Email, Chat, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- investormoney.com/compare/brazil-brokers checked September 26, 2026
Backs: Regulators, Licences
- riconnect.rico.com.vc/wp-content/uploads/sites/4/2022/06/... checked September 26, 2026
Backs: Markets
- bigdomaindata.com/whois/rico.nyc checked September 26, 2026
Backs: Legal entity
- nasdaq.com/press-release/xp-inc.-reduces-pricing-for-onli... checked September 26, 2026
Backs: Pricing model, Stock trade fee
“Eliminating Stock Brokerage Fees at Rico”
- rico.com.vc checked September 26, 2026
Backs: Access terms, Account kind, Headquarters, Rate type, Support channels
“Target return of 140% of CDI, tax-exempt for individuals, for up to 3 months; after that period the target return corresponds to 78% of the CDI, for an indefinite period”
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Account fee, Inactivity fee, Investor protection, Retail accounts that lose money.