RBC Direct Investing review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
RBC Direct Investing splits self directed trading into a pared back mobile start and a full charting toolkit rather than forcing one middle account on everyone. It is a bank linked share dealing service that suits beginners using registered plans and established investors who want custom dashboards and live market insight.
Key facts
- Best for
- Beginners in registered plans and active chart led investors
- Minimum deposit
- CA$0↗
- Stock trade fee
- CA$9.95↗
- Markets
- Stocks, ETFs, Options, Bonds, Funds↗
- Platforms
- Online Investing Platform, Trading Dashboard, RBC Mobile app↗
- Support channels
- Phone, Email, Help-centre↗
- Features
- Mobile app, Demo account
- Official website
- rbcdirectinvesting.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- itunes.apple.com
Pros and cons
Pros
- Includes a mobile app for trading and tracking investments from anywhere
- Provides a customisable Trading Dashboard with real time streaming quotes and charting
- Offers GoSmart for beginning investors comfortable making their own decisions
- Covers mutual funds, exchange traded funds, shares, options and bonds
Cons
- GoSmart is restricted to registered accounts for simplified trading
- Self directed approach leaves investors to make their own decisions unaided
- Full suite tools favour established investors over cautious first timers
Who it suits
- Beginning investors building confidence inside registered plans
- Investors who prefer mobile trading and watchlist management
- Established investors who want advanced charting and custom dashboards
Who should look elsewhere
- Investors who want advised choices rather than self directed control
- Investors who want non registered access within the simplified path
How RBC Direct Investing compares
Frequently asked questions
Which products and accounts does RBC Direct Investing cover?+
The lineup spans mutual funds with active and passive styles, plus select exchange traded funds, shares, options and bonds. Clients can hold them inside registered plans for goals like a first home, education or retirement, or inside non registered accounts. A separate GoSmart route focuses on simpler registered investing.
What is GoSmart?+
GoSmart is the simpler starting path for newcomers who are comfortable directing their own choices by phone. It keeps the process short and centres on registered holdings rather than the full charting toolkit. The aim is to make early choices clearer for people building confidence.
How can investments be managed on mobile?+
The mobile app supports tracking holdings, placing trades and keeping watchlists current from any location. Users can also shift cash between accounts without waiting to return to a computer. Real time quotes and insights help guide choices while away from a desk.
What tools support trading decisions?+
The online platform provides real time streaming quotes plus event driven insights to support order decisions. The Trading Dashboard allows detailed metrics and advanced charting to be arranged around personal style. Research material sits alongside these tools to help investors prepare before they trade.
What is the minimum deposit at RBC Direct Investing?+
The minimum deposit at RBC Direct Investing is CA$0. (Source, checked September 26, 2026)
Which platforms does RBC Direct Investing support?+
RBC Direct Investing supports Online Investing Platform, Trading Dashboard, RBC Mobile app. (Source, checked September 26, 2026)
Sources
- brokerchooser.com/broker-reviews/rbc-direct-investing-rev... checked September 26, 2026
Backs: Stock trade fee
“CAD 9.95 per transaction if you have less than 150 transactions per quarter”
- brokerage-review.com/canadian/brokers/rbc-direct-investin... checked September 26, 2026
Backs: Minimum deposit
“Minimum deposit: $0”
- rbcdirectinvesting.com checked September 26, 2026
Backs: Features, Platforms, Support channels
“Monitor your investments and trade on the go with the RBC Mobile app”
- rbcdirectinvesting.com/dms/100trades-wis/conditions/index... checked September 26, 2026
Backs: Markets
“trades in equities and ETF products only, and excludes trades in options”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Account fee, Inactivity fee, Regulators, Investor protection, Retail accounts that lose money.