Quirin Privatbank review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For investors in Germany, Quirin Privatbank is an independent bank that manages wealth through scientific diversification and personal advice. It covers long term planning including inheritance and property goals and offers access through an app for people who prefer delegated management.
Key facts
- Best for
- Serves families who want independent long term investing
- Markets
- ETFs, Funds↗
- Regulators
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)↗
- Investor protection
- EU ICS up to EUR 20,000↗
- Legal entity
- Quirin Privatbank AG↗
- Headquarters
- Germany↗
- Founded
- 1998↗
- Support channels
- Phone↗
- Features
- Mobile app
- Pricing model
- No monthly fee
- Official website
- quirinprivatbank.de
Savings
Pros and cons
Pros
- It invests independently across diversified holdings instead of promoting single provider products.
- It follows scientific principles that balance return and risk for long term life planning.
- It provides personal guidance backed by 300 colleagues who monitor future plans.
Cons
- It concentrates on Germany so people outside that market find less relevance.
- It manages assets for delegation so active traders gain little self directed control.
Who it suits
- Investors who seek independent scientific guidance
- Families who plan wealth across decades
- People who prefer delegated long term management
Who should look elsewhere
- Traders who want frequent self directed trading
How Quirin Privatbank compares
Where Quirin Privatbank is available
- Available
- Germany
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Quirin Privatbank do?+
Quirin Privatbank manages wealth independently on a scientific basis and combines investment with personal advice for long term life goals. It helps households build a solid base for future living standards and master strokes of fate with sovereignty. It also supports inheritance decisions and property investment as part of planning.
Which investment principles guide Quirin Privatbank?+
Quirin Privatbank invests in diversified holdings and avoids pushing recommendations from individual providers. It works from research rather than chasing hypes or claiming to predict the future. It aligns every allocation with personal security needs and life planning while balancing return and risk.
Where does Quirin Privatbank focus its services?+
Quirin Privatbank directs its mission toward people in Germany who want to become better investors. It frames wealth management around individual life planning for the next ten, twenty or thirty years. Households outside Germany therefore find less coverage because communication and planning centre on that market.
What company background does Quirin Privatbank have?+
Quirin Privatbank was founded as a stock corporation by Karl Matthäus Schmidt, a sixth generation banker. It later created an automated adviser and now employs 300 colleagues who supervise wealth scientifically. The team keeps each investor future planning in view and stays present personally when markets tighten.
Which regulators oversee Quirin Privatbank?+
Quirin Privatbank is overseen by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin). (Source, checked September 26, 2026)
Where is Quirin Privatbank based?+
Quirin Privatbank is based in Germany. (Source, checked September 26, 2026)
When was Quirin Privatbank founded?+
Quirin Privatbank was founded in 1998. (Source, checked September 26, 2026)
How can I contact Quirin Privatbank support?+
Quirin Privatbank offers support through Phone. (Source, checked September 26, 2026)
Sources
- quirinprivatbank.de/cash-invest checked September 26, 2026
Backs: Access terms, Account kind, Pricing model, Monthly fee
“Tagesgeld ("Zinskonto") Verfuegbarkeit taeglich verfuegbar”
- quirinprivatbank.de/impressum checked September 26, 2026
Backs: Deposit protection
- quirinprivatbank.de/variabler-zinssatz-guthabenverzinsung checked September 26, 2026
Backs: Headline rate, Rate type
- quirinprivatbank.de checked September 26, 2026
Backs: Features, Markets
“Globales ETF-Portfolio”
- quirinprivatbank.de/geldanlage/leistungspakete checked September 26, 2026
Backs: Management fee, Portfolio types, Support channels
“Unser Support-Team hilft Ihnen gern weiter - Telefon: +49 (0)30 890 21-444”
- quirinprivatbank.de/impressum checked September 26, 2026
Backs: Founded, Headquarters, Investor protection, Legal entity, Regulators
“Gründungsjahr: 1998”
Compiled from 6 source pages, checked October 21, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Stock trade fee, Account fee, Inactivity fee, Retail accounts that lose money.