Nu Invest review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Nu Invest suits investors who want to buy stocks, ETFs and bonds without a commission, charging BRL 0 a trade. The trade-off is protection: holdings sit with ST INVEST LLC under SIPC cover of SIPC up to USD 500,000, a US scheme rather than a UK one.
Key facts
- Best for
- Commission free buying of shares, ETFs and bonds through a Brazilian brokerage.
- Stock trade fee
- R$0↗
- Markets
- Stocks, ETFs, Bonds↗
- Regulators
- CVM, SIPC↗
- Investor protection
- SIPC up to USD 500,000↗
- Legal entity
- ST INVEST LLC↗
- Pricing model
- Commission-free
- Official website
- nuinvest.com.br
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Stock trade fee of BRL 0 on a commission-free model, first on stock trade fee among 166 brands compared
- Asset classes in one account: stocks, etfs and bonds
- Regulated by CVM in Brazil and holding SIPC protection of SIPC up to USD 500,000 in the US
Cons
- Money is held by ST INVEST LLC, so the safety of a balance rests on SIPC cover of SIPC up to USD 500,000 rather than UK protection
- Assets are limited to stocks, etfs and bonds, with no crypto, forex or contract for difference markets listed
- Regulators listed are CVM and SIPC, which cover Brazil and the US rather than the UK
Ready to try Nu Invest?
Scored 9.3 / 10 by SumCue.
Who it suits
- Investors starting small who want to trade without a per trade charge
- Long term holders happy with a Brazilian broker and US market protection
- People who want shares, exchange traded funds and bonds in one place
Who should look elsewhere
- UK savers who want deposit protection, since protection runs through SIPC in the US rather than a UK scheme
- Traders wanting crypto, forex or contracts for difference, as stocks, etfs and bonds lists shares, ETFs and bonds only
- Anyone who needs a UK regulated firm, as CVM and SIPC names CVM and SIPC
The company behind it
The account is run by ST INVEST LLC, the legal entity behind Nu Invest. In the US it carries SIPC membership, and the membership number is recorded for checking. Protection for holdings is stated as SIPC up to USD 500,000. The firm is also regulated by CVM in Brazil, so oversight sits with CVM and SIPC. That mix suits investors who can hold a Brazilian brokerage with US market protection, and less so anyone who wants a UK regulated wrapper.
How Nu Invest compares
9.3 vs 9.49.3 vs 8.7
9.3 vs 8.39.3 vs 8.5
9.3 vs 9.49.3 vs 9.3
9.3 vs 8.7
9.3 vs 9.29.3 vs 8.7
9.3 vs 8.69.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.0
9.3 vs 9.2
9.3 vs 9.29.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.09.3 vs 8.8
Where Nu Invest is available
- Available
- Brazil, United States
- Licence in Brazil
- CVM, checked September 26, 2026
- Licence in United States
- SIPC (SIPC member 70135), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to buy a share?+
Nu Invest charges BRL 0 to buy a stock, and it runs on a commission-free model. That ranks 1 of 166 brands compared on stock trade fee. The same account holds stocks, etfs and bonds, so the buy cost does not change with the asset class.
How is my money protected?+
Holdings sit with ST INVEST LLC, the legal entity behind the account. Protection is stated as SIPC up to USD 500,000, which is a US scheme rather than a UK one. The US membership is recorded, and the firm is also regulated by CVM in Brazil.
Who regulates Nu Invest?+
The regulators listed for this firm are CVM and SIPC, covering Brazil and the US. CVM is the Brazilian regulator, and SIPC handles the US membership side. No UK regulator appears in the licences held.
What can I actually buy?+
The markets list covers stocks, etfs and bonds, so shares, exchange traded funds and bonds sit inside one account. Crypto, forex, options, futures and contracts for difference are not part of that list. It is a short market range rather than a multi asset platform.
Is there a minimum deposit or account fee?+
A stock trade fee of BRL 0 is the only cost recorded here, alongside the commission-free model. No minimum deposit, account fee or inactivity charge appears in what is listed for the account. Costs sit with the trade itself rather than with holding or opening the account.
Who is this brokerage built for?+
It fits investors who want to buy shares, exchange traded funds and bonds without a per trade charge, and who are comfortable with a Brazilian broker. Readers wanting UK regulated protection or wider markets should look at the alternatives. The model is commission-free buying, commission free.
Does the account work outside Brazil and the US?+
The licences held are in Brazil and the US, with CVM and SIPC naming CVM and SIPC. The Brazilian firm and US protection both point away from UK or European regulation. Readers in other markets should check local rules before opening an account.
Sources
- sipc.org/list-of-members checked September 26, 2026
Backs: Investor protection, Legal entity, Licences
“reportingFileNumber=70135; name=ST INVEST LLC”
- businessmodelcanvastemplate.com/products/nubank-marketing... checked September 26, 2026
Backs: Markets
“serving 15.2 million active investors with stocks, ETFs and fixed income”
- nuinvest.com.br checked September 26, 2026
Backs: Pricing model, Stock trade fee
“ZERO CORRETAGEM EM ACOES”
- sec.gov/Archives/edgar/data/1691493/000119312521342848/d2... checked September 26, 2026
Backs: Regulators
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Account fee, Inactivity fee, Retail accounts that lose money.
Nu Invest
Commission free buying of shares, ETFs and bonds through a Brazilian brokerage.