myPension review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
myPension focuses on ETF based retirement provision for households in Germany seeking long term pension planning through a dedicated digital service. It suits savers who want flexible access and structured support while building future retirement capital through a diversified world portfolio.
Key facts
Pros and cons
Pros
- Offers digital retirement provision built around a diversified ETF world portfolio
- Provides tax advantages on payouts within a retirement insurance structure
- Supports flexible access to retirement capital with phone and help centre assistance
Cons
- Covers only ETF portfolios for retirement, limiting choice for broader investment preferences
- Operates as a digital only service without face to face branch support
Ready to try myPension?
Who it suits
- German households planning long term retirement with ETFs
- Savers who prefer digital pension management with guided support
Who should look elsewhere
- People seeking broader non ETF retirement options
How myPension compares
Where myPension is available
- Available
- Germany
- Licence in Germany
- IHK Frankfurt am Main (D-C5H3-1FR97-31), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which countries does myPension serve?+
myPension serves households in Germany with digital provision for retirement. Its products and support are arranged for savers planning later life income within the German market and regulatory setting. Access is designed for people building long term pension capital at home.
What does myPension offer?+
myPension offers digital retirement provision built around an ETF world portfolio. The service combines long term capital growth with flexible access for future planning. Support is available through phone and help centre channels for questions.
How is the portfolio structured?+
The portfolio invests capital across international markets through exchange traded funds. Selection follows scientifically founded methods that spread holdings broadly for long term development. The structure supports diversified retirement saving within a single world portfolio.
What tax treatment applies to payouts?+
Payouts from the retirement insurance receive special tax treatment within the German system. Savers avoid withholding tax on withdrawals, which creates an advantage over direct holdings. The benefit supports higher net outcomes during retirement for long term participants.
Which regulators oversee myPension?+
myPension is overseen by IHK Frankfurt am Main. (Source, checked September 26, 2026)
Which company operates myPension?+
myPension is operated by myPension Altersvorsorge GmbH. (Source, checked September 26, 2026)
Where is myPension based?+
myPension is based in Germany. (Source, checked September 26, 2026)
When was myPension founded?+
myPension was founded in 2016. (Source, checked September 26, 2026)
How can I contact myPension support?+
myPension offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- mypension.de checked September 26, 2026
Backs: Support channels
- mypension.de/altersvorsorge checked September 26, 2026
Backs: Minimum investment
- mypension.de/anlage checked September 26, 2026
Backs: Portfolio types
- mypension.de/impressum checked September 26, 2026
Backs: Headquarters, Investor protection, Legal entity, Regulators, Licences
“Schillerstrasse 14, 60313 Frankfurt am Main”
- mypension.de/kostenvergleich checked September 26, 2026
Backs: Management fee
“Jährliche Verwaltungskosten inklusive Fontkosten 0,64%”
- mypension.de/ueberuns checked September 26, 2026
Backs: Founded
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Stock trade fee, Account fee, Inactivity fee, Markets, Retail accounts that lose money.
myPension
German households building retirement income with ETFs