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MyInvestor review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

MyInvestor suits readers who want one Spanish app for cash and investments. The cash account pays a variable rate of 2.5% with an account fee of €0, and deposits sit under EU DGS up to EUR 100,000.

Key facts

Best for
Eurozone savers who want a remunerated cash account alongside a broker
Minimum deposit
€1↗
Stock trade fee
€3 to €25↗
Account fee
€0↗
Markets
Stocks, ETFs, Funds, Crypto, Bonds↗
Currency conversion fee
0.3%↗
Deposit and withdrawal fees
No account fees↗
Account types
SIPP, Joint↗
Interest on cash
2.5%↗
Legal entity
MyInvestor Banco S.A.↗
Headquarters
Spain↗
Founded
2017↗
Support channels
Help-centre↗
Features
Crypto, Mobile app
Pricing model
Low fees
Official website
myinvestor.es

Savings

Headline rate
2.5%↗
Rate type
Variable↗
Deposit protection
EU DGS up to EUR 100,000↗
Access terms
On-demand access to funds, interest credited monthly on the average balance, remunerated up to a maximum balance of EUR 70,000↗
Monthly fee
€0↗
Account kind
Easy access↗

Robo-advisors

Management fee
0.13% to 0.37%↗
Minimum investment
€150↗
Portfolio types
ESG, Cash↗

Facts checked September 26, 2026, 10 sources

Apps and profiles

Get the app
App Store
Elsewhere
WikidataX

Pros and cons

Pros

  • Account fee of €0 and no account fees on the cash side
  • Cash interest of 2.5% on a variable rate, credited monthly on the average balance
  • Trading across stocks, etfs and funds with stock trades priced at €3 to €25
  • Deposits covered by EU DGS up to EUR 100,000

Cons

  • Cash remuneration stops at a maximum balance, so anything held beyond that cap earns nothing
  • Help runs on help centre only, with no other listed route
  • Automated portfolios charge 0.13% to 0.37% and start at €150
MyInvestor

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • Eurozone residents who want a remunerated cash account next to a broker
  • Beginners opening small positions, given a minimum deposit of €1
  • Investors who want automated portfolios with ESG and cash options

Who should look elsewhere

  • Readers who want a UK-based account, since the bank is registered in Spain
  • Readers who want a fixed-term savings product, as this is an easy-access account
  • Readers who need phone or email support, with help centre the only listed channel

How MyInvestor compares

Where MyInvestor is available

Available
Spain

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does MyInvestor charge to hold an account?+

The account fee is €0, and the cash side carries no account fees. A monthly fee of €0 applies, so there is no charge for keeping the account open or for holding cash in it.

Is my money protected at MyInvestor?+

Deposits are covered by EU DGS up to EUR 100,000, which is the EU deposit guarantee scheme. The bank trades as MyInvestor Banco S.A. and sits in Spain, so the protection runs under the EU scheme rather than the UK one.

What interest does the cash account pay?+

The account pays a variable rate of 2.5% on variable terms. Interest is credited monthly and calculated on the average balance, and remuneration is limited to a maximum balance, so money held beyond that cap earns nothing.

How much does it cost to buy shares?+

A stock trade costs €3 to €25, and currency conversion adds 0.3% for holdings priced in other currencies. There is no separate account charge to fund the account, and the minimum deposit is €1.

Which markets can I trade on MyInvestor?+

The broker covers stocks, etfs and funds, so shares, ETFs, funds, bonds and crypto all sit in one account. Trading runs through the mobile app, and the same app handles the cash side.

What account types are available?+

The listed account types are sipp and joint. Automated portfolios offer esg and cash options, and those managed portfolios charge 0.13% to 0.37% with a minimum investment of €150.

How do I get help from MyInvestor?+

Support runs through help centre, so the help centre is the route listed for questions. No phone or email channel is given for the account, so answers depend on written material.

Can I use MyInvestor for automated investing?+

Automated portfolios are offered with esg and cash portfolio types and a management fee of 0.13% to 0.37%. Money starts at €150, which is higher than the €1 needed to open the account.

Sources

Compiled from 11 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Inactivity fee, Regulators, Investor protection, Retail accounts that lose money.

MyInvestor

MyInvestor

Eurozone savers who want a remunerated cash account alongside a broker

8.7/10See alternatives