Hapi review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Hapi suits beginners who want mobile investing across stocks, ETFs and crypto without paying a stock trading commission. Its minimum deposit of $1, fractional shares and commission-free model make the platform especially accessible, while SIPC protection of SIPC up to USD 500,000 supports confidence in how investments are safeguarded.
Key facts
- Best for
- Beginners seeking low-cost, mobile investing in stocks, ETFs and crypto.
- Minimum deposit
- $1↗
- Stock trade fee
- $0↗
- Markets
- Stocks, ETFs, Crypto↗
- Regulators
- SEC, FINRA, SIPC↗
- Investor protection
- SIPC up to USD 500,000↗
- Platforms
- Mobile-app↗
- Legal entity
- HAPI SECURITIES LLC↗
- Support channels
- Help-centre↗
- Features
- Crypto, Fractional shares, Mobile app
- Pricing model
- Commission-free
- Audience
- Beginners
- Official website
- hapi.trade
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInXapps.apple.com
Pros and cons
Pros
- Stock trades cost $0.
- The minimum deposit is $1.
- Fractional shares are available through crypto, fractional shares and mobile app.
- The platform is available as a mobile app through mobile app.
Cons
- Support is limited to a help centre through help centre.
- Investing exposes users to market risk, with a typical retail loss rate of 70.15%.
Who it suits
- Beginners who want fractional share investing
- Mobile investors interested in stocks, ETFs and crypto
- Small investors who value commission-free stock trading
Who should look elsewhere
- bunq users who want a broader personal banking platform
- CFI users who prefer a trading platform with a free minimum deposit
- Fiesta Credito MX users seeking credit rather than investment services
The company behind it
Hapi Securities LLC operates Hapi in the US. Its listed oversight includes the SEC, FINRA and SIPC, with licence SIPC member 70646 confirming its SIPC membership. Customer support is provided through help centre, so assisted contact is centred on self-service help resources.
How Hapi compares
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9.3 vs 9.0
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Where Hapi is available
- Available
- United States
- Licence in United States
- SEC, checked September 26, 2026
- Licence in United States
- FINRA, checked September 26, 2026
- Licence in United States
- SIPC (SIPC member 70646), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is Hapi's minimum deposit?+
The minimum deposit is $1. This low entry point makes Hapi accessible for beginners who may want to begin with a smaller amount. Hapi also offers fractional shares, which can make it easier to build exposure with limited funds.
How much does Hapi charge to trade stocks?+
Hapi charges $0 for stock trades and operates on a commission-free model. The mobile app also supports fractional shares, so the stated pricing applies to a platform designed for accessible participation in stock markets.
Which markets can I invest in through Hapi?+
Hapi offers access to stocks, etfs and crypto. The available range covers conventional market instruments alongside crypto. Commission-free stock trading and fractional shares can make these markets easier for beginners to explore.
What kind of investment platform is Hapi?+
Hapi is designed for beginners and is available through mobile app. Its feature set includes crypto, fractional shares and mobile app, combining mobile access, fractional shares and crypto within one investing experience.
How is Hapi regulated in the US?+
Hapi is overseen by the SEC and FINRA and has SIPC membership under SIPC member 70646. The legal entity behind the service is HAPI SECURITIES LLC. Investor protection is stated as SIPC up to USD 500,000.
How does Hapi support customers?+
Customer assistance runs through help centre. This means the listed support route is a help centre rather than an assisted channel. Investors can use its self-service support resources alongside the mobile app.
What should beginners know about Hapi?+
Hapi is aimed at beginners and supports fractional shares through crypto, fractional shares and mobile app. It combines a minimum deposit of $1 with commission-free stock trading, although investors remain exposed to market losses.
Sources
- sipc.org/list-of-members checked September 26, 2026
Backs: Legal entity, Licences
“reportingFileNumber=70646; name=HAPI SECURITIES LLC”
- hapi.trade checked September 26, 2026
Backs: Audience, Features, Investor protection, Markets, Minimum deposit, Pricing model, Platforms, Regulators, Stock trade fee
- help.hapi.trade/en checked September 26, 2026
Backs: Support channels
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Account fee, Inactivity fee, Retail accounts that lose money.