Halifax review
Updated October 13, 2026 · SumCue Editorial Team
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Our verdict
Halifax is a bank for everyday money needs such as bank accounts, savings, mortgages, loans and investments. For households wanting familiar service within a larger family of brands, it keeps everyday banking together with support for accessibility needs.
Key facts
Personal insurance
- Provider type
- Insurer↗
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Covers bank accounts, savings, mortgages, loans and investments in one place.
- Publishes independent personal current account survey results for GB and NI.
- Provides guidance and protection information around authorised push payment scams.
Cons
- Authorised push payment scam data is reported combined across three group brands.
- Survey findings reflect only customers who took part in the exercise.
Who it suits
- Households wanting everyday accounts, savings and borrowing in one place
- People who value banking within a larger group of brands
Who should look elsewhere
- People seeking specialist services beyond everyday personal banking
Safety and regulation
Halifax puts security first and gives clear guidance for staying safe. Any action always starts in the app or online banking, never through a link, message or call, and updates arrive by email, letter, app or online banking with existing protection maintained.
How Halifax compares
Where Halifax is available
- Available
- United Kingdom
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
What products does Halifax cover?+
Halifax covers mortgages, bank accounts, savings, loans and investments. You can manage everyday banking alongside borrowing and savings within the same provider.
Where does Halifax publish service quality results?+
Independent service quality results are published for personal current accounts in GB and NI. The surveys asked customers whether they would recommend their provider to friends and family.
How does Halifax help customers stay safe?+
Halifax explains that action always starts in the app or online banking. It warns against links, messages or calls, provides updates by email, letter, app or online banking, and maintains existing protection.
What account types does Halifax offer?+
Halifax offers these account types: ISA, SIPP. (Source, checked September 26, 2026)
Which company operates Halifax?+
Halifax is operated by Bank of Scotland plc. (Source, checked September 26, 2026)
Where is Halifax based?+
Halifax is based in United Kingdom. (Source, checked September 26, 2026)
When was Halifax founded?+
Halifax was founded in 1853. (Source, checked September 26, 2026)
How can I contact Halifax support?+
Halifax offers support through Phone. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Halifax_(bank) checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Legal entity
“Industry Finance and insurance”
- halifax.co.uk checked September 26, 2026
Backs: Support channels
“Online Banking Helpdesk 0345 602 0000”
- halifax.co.uk/sharedealing checked September 26, 2026
Backs: Markets
“Halifax Share Dealing offers stocks and ETFs”
- halifax.co.uk/sharedealing/charges checked September 26, 2026
Backs: Account types
“Halifax Share Dealing ISA and SIPP accounts”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Minimum deposit, Stock trade fee, Account fee, Inactivity fee, Regulators, Investor protection, Retail accounts that lose money.