GalaxyOne review
Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 28, 2026
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Our verdict
GalaxyOne suits you if you want commission free stock and ETF trading with crypto alongside retirement accounts, backed by FINRA oversight and SIPC cover. You can start with free minimum deposit of $0 and pay stock trade fees of $0 on each stock deal.
Key facts
- Best for
- Commission free US stock and crypto trading with retirement accounts.
- Minimum deposit
- $0↗
- Stock trade fee
- $0↗
- Account fee
- $300↗
- Markets
- Stocks, ETFs, Crypto↗
- Regulators
- FINRA↗
- Investor protection
- SIPC up to USD 500,000↗
- Margin rate
- 8.99%↗
- Deposit and withdrawal fees
- No GalaxyOne ATM surcharge fee↗
- Platforms
- GalaxyOne website, GalaxyOne mobile app↗
- Account types
- IRA, Roth-IRA↗
- Interest on cash
- 3.5%↗
- Legal entity
- GalaxyOne Technology, Inc.↗
- Headquarters
- United States↗
- Founded
- 2018↗
- Support channels
- Help-centre↗
- Features
- Crypto, Fractional shares, Mobile app
- Pricing model
- Commission-free
- Official website
- galaxy.app
Facts checked September 28, 2026, 5 sources
Pros and cons
Pros
- Pay stock trade fees of $0 under a commission free model shown by commission free.
- Start with minimum deposit of $0 and trade across stocks, ETFs and crypto.
- Save for retirement with account choice shown by IRA and roth IRA via GalaxyOne website and GalaxyOne mobile app.
Cons
- Account fees of $300 can weigh on smaller balances held for the long term.
- Support runs on help centre only, so you manage queries through help centre.
Ready to try GalaxyOne?
Scored 8.7 / 10 by SumCue.
Who it suits
- You want free stock dealing with crypto access, rather than the wider CFD range at ActivTrades.
- You want IRA saving in the US, rather than the entry led social offer at eToro.
Who should look elsewhere
- You want forex or CFDs, so choose XTB for broader market breadth beyond GalaxyOne stocks and crypto.
- You want phone or live chat help, so choose eToro over help centre only support at GalaxyOne.
How it compares on our data
On our data GalaxyOne ranks at 1 of 178 for stock trade fees and at 1 of 191 for minimum deposit, which keeps entry costs low for you. For account fees it sits at 152 of 153, so you should weigh that fixed charge against free dealing before you commit.
How GalaxyOne compares
8.7 vs 9.4
8.7 vs 8.7
8.7 vs 8.3
8.7 vs 8.5
8.7 vs 9.4Consider ActivTrades if you want a different fee mix, with account fees of $0 to weigh against GalaxyOne charges.
8.7 vs 9.3Look at XTB if entry level matters to you, with minimum deposit of €0 alongside its own stock offer.
8.7 vs 8.7
8.7 vs 9.2Look at eToro if you want another low entry route, with minimum deposit of $50 for starting out.
8.7 vs 8.7
8.7 vs 8.6
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.0
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 8.8
Where GalaxyOne is available
- Available
- United States
- Licence in United States
- FINRA, checked September 28, 2026
Countries from the brand (Source, checked September 28, 2026)
Frequently asked questions
What do I pay to trade stocks with GalaxyOne?+
You pay stock trade fees of $0 on stock orders, as GalaxyOne follows a commission free approach shown by commission free. That keeps dealing costs clear if you focus on stocks and ETFs. You should still check other charges tied to your account before you place orders.
What minimum deposit does GalaxyOne ask for?+
You can open an account with minimum deposit of $0, which suits you if you want to start small and add funds later. That free entry keeps the first step light. You should still plan for ongoing account fees of $300 as your balance grows.
Is GalaxyOne regulated and is my money protected?+
GalaxyOne lists oversight by FINRA and cover described as SIPC up to USD 500,000. That structure matters when you weigh safety of money held in brokerage accounts. You should read the current terms to confirm how cover applies to your holdings.
Which markets can I trade with GalaxyOne?+
You can trade across stocks, ETFs and crypto, which covers stocks and ETFs alongside crypto in a compact range. That mix suits you if you want core equity exposure with some crypto access. You will need another provider if you want forex, bonds or funds.
Does GalaxyOne offer retirement accounts?+
GalaxyOne offers account choice shown by IRA and roth IRA, covering IRA and Roth IRA routes for retirement saving. That setup suits you if you want tax advantaged saving alongside taxable trading. You should check eligibility rules before you choose between the account paths.
How do I use GalaxyOne and get help?+
You trade through GalaxyOne website and GalaxyOne mobile app, giving you website access plus trading on the move. Support runs through help centre, so you find guides and answers online. That setup suits confident users who are happy without phone or chat help.
What interest do I earn or pay with GalaxyOne?+
GalaxyOne notes cash interest of 3.5% on idle cash and a margin rate of 8.99% for borrowed funds. That pairing matters if you hold cash or plan to use leverage. You should compare both figures with your expected trading pattern.
Sources
- galaxy.app checked September 28, 2026
Backs: Interest on cash, Headquarters, Margin rate
“3.50% APY FDIC-insured Checking in GalaxyOne Brokerage”
- galaxy.app/about checked September 28, 2026
Backs: Founded
“Founded by Mike Novogratz in 2018”
- galaxy.app/legal/terms-of-use checked September 28, 2026
Backs: Account fee, Deposit and withdrawal fees, Platforms
“GalaxyOne Cash - $25 monthly maintenance fee may apply in GalaxyOne Terms of Use”
- galaxy.app/product/brokerage checked September 28, 2026
Backs: Account types, Features, Investor protection, Markets, Minimum deposit, Pricing model, Regulators, Stock trade fee, Support channels, Licences
“Self-directed and retirement (traditional and Roth IRA) options available for GalaxyOne Brokerage”
- help.galaxy.app/hc/en-us checked September 28, 2026
Backs: Legal entity
“GalaxyOne App is owned and operated by GalaxyOne Technology, Inc.”
Compiled from 5 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Inactivity fee, Retail accounts that lose money.
GalaxyOne
Commission free US stock and crypto trading with retirement accounts.