Derayah Financial review

Stock trades are charged at SAR 0 under the commission-free model. That makes the trading cost one of the lowest in the brokerage group, where the median stock trade fee is €0. Moving a portfolio in or out is also covered by the free portfolio transfer shown as Free portfolio transfer.

The minimum deposit is SAR 0, so there is no barrier to entry. Investors elsewhere often need more, with a median minimum deposit of €7 across the investing ranking. Derayah Financial is built for beginners, as its audience fact states.

Derayah Financial is regulated by the Capital Market Authority (CMA) in Saudi Arabia, under licence 08109-27. The legal entity is Derayah Financial Company, and it has been operating since 2009 from its base in Saudi Arabia.

The available markets cover stocks, etfs and bonds. That is a narrower list than brokers offering forex, CFDs, options, futures, crypto or metals, where adoption across the group sits at 38.7% for crypto and 30.3% for forex. Derayah Financial does not cover those.

There are two platforms: the Derayah app and Derayah Global. A mobile app is listed among the features, so you can trade from a phone as well as through the Global platform. The commission-free model applies across them.

No account fee is listed for Derayah Financial, which fits the commission-free model. For comparison, the median account fee across the group is €0, while inactivity fees have a median of €0. Derayah Financial lists neither a charge for keeping the account open nor for leaving it idle.

No. Across the investing ranking, a median of 72.05% of retail accounts lose money, ranging from 66% to 75.12%. Investors should treat commission-free trading as lowering the cost, not the risk.