DEGIRO ES review

The account fee is €0 and the inactivity fee is €0, so an account can sit open without a charge. Dealing is the cost that matters, at €1 a stock trade. Deposits and withdrawals are free, so moving money in or out adds nothing.

The broker is supervised by BaFin and AFM in Germany and the Netherlands, and the legal entity behind it is flatexDEGIRO Bank AG. Investor protection stands at EU ICS up to EUR 20,000, the ceiling the scheme applies rather than a full balance guarantee.

The market list runs to stocks, etfs and bonds. That covers a spread from individual shares to funds and bonds, plus options and futures for hedging, and it keeps equity and derivatives in the same place. Forex and crypto are not part of the list.

Deposits and withdrawals are free, so there is no charge for topping up the balance or pulling money out, and the account fee of €0 adds nothing further. Investors who move money in and out as they add to the portfolio therefore pay nothing for the movement itself.

The pricing model is low fees, and the numbers back it: the account fee is €0, the inactivity fee is €0, and deposits and withdrawals are free. What remains is a per deal cost of €1 on a stock trade.

It fits investors who want market breadth without a recurring charge: stocks, etfs and bonds sit behind an account fee of €0 and an inactivity fee of €0. Being a regulated broker under BaFin and AFM also suits people who want cash and investments held in the same regulated place.

DEGIRO ES is based in the Netherlands and supervised by BaFin and AFM in Germany and the Netherlands. Fees are quoted in euro, so readers in the UK and Europe see charges in euro, which matters when weighing it against platforms that price in sterling.

Across the investing ranking on the site, the median share of retail accounts that lose money is 72.05%. That is a category figure rather than a DEGIRO ES result, so read it as the base rate for share dealing rather than a promise.