CIBC Investor's Edge review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
CIBC Investor's Edge takes a minimum deposit of CAD 0, so it suits savers who fund an account slowly and trade rarely. Running costs tell the other way, with a stock trade fee of CAD 6.95 and an account fee of CAD 100 that adds a flat cost on top.
Key facts
- Best for
- A low entry point brokerage for patient savers rather than active traders.
- Minimum deposit
- CA$0↗
- Stock trade fee
- CA$6.95↗
- Account fee
- CA$100↗
- Markets
- Stocks, ETFs, Options, Bonds, Funds↗
- Options contract fee
- CA$1.25↗
- Legal entity
- CIBC Bank USA↗
- Headquarters
- United States↗
- Features
- Mobile app
- Official website
- cibc.com
Facts checked September 26, 2026, 5 sources
Pros and cons
Pros
- A minimum deposit of CAD 0, so an account opens at any starting amount.
- A single account covering stocks, etfs and options.
- Options trades priced at CAD 1.25, below the CAD 6.95 charged for an equity trade.
- Dealing runs from a mobile app rather than a trading desk.
Cons
- Stock trades cost CAD 6.95 against the €0 typical of the brokers compared, so regular dealing is expensive.
- A flat account fee of CAD 100 sits on top of any dealing charges.
- eToro takes $0 per equity deal, which is the figure cost led readers compare against.
Who it suits
- People starting small, since the minimum deposit is CAD 0.
- Investors who want stocks, etfs and options gathered in a single account.
- Bank customers, since the brand belongs to CIBC Bank USA.
Who should look elsewhere
- Anyone who trades equities often: eToro charges $0 per deal against CAD 6.95 here.
- Anyone who prefers a set opening commitment: bunq's plan asks for a minimum deposit of €10, where this account takes CAD 0.
Where it sits among rivals
On account fees it ranks 127 of 142 brands compared, and on stock trade fees 141 of 166, so dealing is priced towards the expensive end. Minimum deposit runs the other way, ranking 1 of 218. Cost comparisons should hold both lines together. The open entry point does not offset what each deal costs.
How CIBC Investor's Edge compares
8.9 vs 9.4
8.9 vs 8.7
8.9 vs 8.3
8.9 vs 8.5
8.9 vs 9.4
8.9 vs 9.3
8.9 vs 8.7
8.9 vs 9.2Equity dealing costs $0 there against CAD 6.95 here, so it wins on trade value for active investors.
8.9 vs 8.7
8.9 vs 8.6
8.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.0
8.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.0
8.9 vs 9.0
8.9 vs 9.0
8.9 vs 9.0
8.9 vs 8.8
Frequently asked questions
Is there a minimum deposit to open an account?+
The stated minimum deposit is CAD 0, so an account can be funded from whatever you start with. The account fee of CAD 100 still sits on the account, so the free entry point helps most if cash is not parked there for long.
How much does it cost to trade?+
A stock trade costs CAD 6.95, against a €0 seen across the brokers compared and a €1 upper band. Regular dealing therefore costs more here than at a low commission broker, where eToro charges $0 per equity trade.
What can I invest in?+
The market list covers stocks, etfs and options, gathered in a single account. That suits a long term holder building across asset classes rather than someone trading one instrument. Options work out at CAD 1.25 each, below the equity trade price.
Can I trade from a phone?+
Ordering runs through a mobile app, so the account is not tied to a desk. The legal entity behind the brand is CIBC Bank USA, a bank rather than a pure brokerage, which matters if you would rather hold current and investment accounts under the same name.
How is my money protected?+
The legal entity listed is CIBC Bank USA, with a headquarters country of US. Any protection scheme depends on that entity and the rules where you live, so read the deposit cover wording for the account before funding it, especially if you keep cash in it.
How much of other people's money do retail investors lose?+
Across the brokers compared, retail accounts that lose money sit at a 72.05%, with the band running 66% to 75.12%. Losing money is common across the category, not a quirk of this platform.
How does it compare with brokers that charge no equity fee?+
eToro charges $0 to deal in equities, and CFI opens on a minimum deposit of $0, the same entry point as here at CAD 0. If trading volume drives your cost, that gap matters more than the CAD 100 account fee charged here.
Sources
- banks.data.fdic.gov/bankfind-suite/bankfind/details/33306 checked September 26, 2026
Backs: Headquarters, Legal entity
“CERT=33306; NAME=CIBC Bank USA; WEBADDR=us.cibc.com; ACTIVE=1”
- fortunly.com/ca/investments/stock-apps-canada checked September 26, 2026
Backs: Features, Stock trade fee
“CIBC Investor's Edge has a mobile app, and it's called CIBC Mobile Wealth”
- fortunly.com/ca/reviews/cibc-investors-edge-review checked September 26, 2026
Backs: Options contract fee
“When it comes to option trades, the commission is only $1.25 per contract, on top of the aforementioned flat fee”
- finder.com/ca/stock-trading/cibc-investors-edge-review checked September 26, 2026
Backs: Account fee, Minimum deposit
“Monthly Account Fee $0 if conditions are met, or $100”
- worthview.com/zero-commission-trading-meets-real-tools-ca... checked September 26, 2026
Backs: Markets
“Canadian and U.S. online stock and ETF trades are $6.95 in CAD or USD”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Inactivity fee, Regulators, Investor protection, Retail accounts that lose money.
CIBC Investor's Edge
A low entry point brokerage for patient savers rather than active traders.