Capital.com review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Capital.com keeps the running costs at nothing: the account fee is £0 and the inactivity fee is £0, which suits active UK traders wanting many markets in one place. The minimum deposit of £20 is higher than some rivals, and investor protection stands at FSCS up to GBP 85,000.
Key facts
- Best for
- Active UK traders who want many markets, no account fee and no inactivity charge.
- Minimum deposit
- £20↗
- Stock trade fee
- $0↗
- Account fee
- £0↗
- Inactivity fee
- £0↗
- Markets
- Stocks, ETFs, Forex, CFDs, Crypto, Bonds, Spread-betting↗
- Regulators
- FCA, Cyprus Securities and Exchange Commission (CySEC)↗
- Investor protection
- FSCS up to GBP 85,000↗
- Retail accounts that lose money
- 65%↗
- Deposit and withdrawal fees
- Free deposits and withdrawals↗
- Platforms
- Web platform, Mobile app, MT4, TradingView↗
- Maximum retail leverage
- 1:30↗
- Legal entity
- CAPITAL VAULT LTD↗
- Headquarters
- Cyprus↗
- Founded
- 2016↗
- Support channels
- Chat, Help-centre↗
- Features
- Demo account, Mobile app
- Pricing model
- Commission-free, Low fees
- Official website
- capital.com
Facts checked September 26, 2026, 8 sources
Pros and cons
Pros
- One account spans stocks, etfs and forex, so shares, forex, CFDs and crypto sit together rather than across separate brokers.
- Regulated on both sides of the EU, with the FCA registration at 793714 and the Cyprus licence at HE 354252.
- Platforms cover Web platform, Mobile app and MT4, and a demo account is listed among the features in demo account and mobile app.
Cons
- The minimum deposit of £20 is above the €10 at bunq and the $0 at CFI.
- Support runs on chat and help centre only, so no phone line is listed for urgent problems.
- Retail leverage reaches 1:30, and 65% of retail accounts lose money.
Who it suits
- UK traders who want stocks, ETFs, forex, CFDs, crypto, bonds and spread betting in a single commission-free account.
- Traders already working in MT4 or TradingView, since the platforms listed are Web platform, Mobile app and MT4.
- Newcomers who want to learn the platform first, given the demo account listed under demo account and mobile app.
Who should look elsewhere
- Anyone hoping to open with less: bunq starts at €10 and CFI at $0.
- Readers after consumer credit rather than a trading account: Fiesta Credito MX sits under CONDUSEF.
Where it sits among rivals
On cost, Capital.com sits at the cheap end of the field. It holds position 1 on account fee out of 142 brands compared, and position 1 on inactivity fee out of 56. Stock trade fee sits at position 1 of 166, while the minimum deposit trails at position 126 of 218.
How Capital.com compares
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Where Capital.com is available
- Available
- Everywhere except United States
- Licence in United Kingdom
- FCA (793714), checked September 26, 2026
- Licence in Cyprus
- CySEC (HE 354252), checked September 26, 2026
- Licence in Cyprus
- Cyprus Securities and Exchange Commission (CySEC) (MiCA CASP 984500C46B3B7B69Y904), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Greece, Spain, Finland, France, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Frequently asked questions
What does Capital.com cost to open and run an account?+
The account fee is £0 and the inactivity fee is £0, so an idle account is not billed. A stock trade costs $0, deposits and withdrawals are free, and the pricing model is described as commission free and low fees.
How much money do I need to start trading?+
The minimum deposit is £20, which sits above the €10 at bunq and the $0 at CFI. Anyone starting with a smaller pot will find a cheaper entry point elsewhere.
Who regulates Capital.com and what protection is there?+
The FCA registration is 793714 and the Cyprus licence is HE 354252, held by Capital Vault Ltd in Cyprus. Investor protection is listed as FSCS up to GBP 85,000, so weigh that against the cash you plan to leave on the account.
What can I trade and how much leverage is allowed?+
Markets cover stocks, etfs and forex, running from shares and ETFs through forex, CFDs, crypto, bonds and spread betting. Retail leverage reaches 1:30, which is worth checking before you size a position.
Which platforms and apps can I trade on?+
Platforms listed are Web platform, Mobile app and MT4, covering web, mobile app, MT4 and TradingView. Features include demo account and mobile app, so a demo account lets you learn the platform before putting money at risk.
How do I reach support?+
Support runs on chat and help centre, meaning live chat and a help centre, with no phone line listed. Anyone holding leveraged positions may prefer a broker that answers by phone.
How many retail accounts lose money?+
The published figure is 65% of retail accounts losing money, which is a fair warning before starting on CFDs. The account fee of £0 saves nothing when a position is sized too large.
When was Capital.com founded and where does it operate from?+
It was founded in 2016 and operates from Cyprus, where Capital Vault Ltd is the registered entity. UK clients are covered separately by the FCA registration, 793714, so UK rules apply to them.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=CY”
- brokerchampion.com/capital-com-review checked September 26, 2026
Backs: Founded
“Founded | 2016”
- capital.com/en-gb/about-us checked September 26, 2026
Backs: Support channels
“Help centre - Contact us”
- capital.com/en-gb/partnerships/affiliate-programme checked September 26, 2026
Backs: Features, Markets, Platforms, Retail accounts that lose money
“Get demo account - Mobile app”
- forexrev.com/forex/capital-com checked September 26, 2026
Backs: Pricing model, Stock trade fee
“0% Commission”
- investingreviews.co.uk/reviews/capital-com-review-uk checked September 26, 2026
Backs: Account fee, Deposit and withdrawal fees, Inactivity fee, Minimum deposit
“Inactivity Fee | None”
- sashares.co.za/capital-com-fees-spreads checked September 26, 2026
Backs: Investor protection, Regulators
- besttradingsignal.com/signals/guides/capital-com-review checked September 26, 2026
Backs: Maximum retail leverage
“Retail leverage | Up to 1:30 under FCA, ASIC, CySEC”
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Capital.com
Active UK traders who want many markets, no account fee and no inactivity charge.