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Brand New Day review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Brand New Day suits investors in the Netherlands who want a commission-free fund portfolio without dealing charges, with an account fee of €0 and a stock trade fee of €0. The ongoing cost to weigh is the 0.59% management fee, which runs on the portfolio rather than the account.

Key facts

Best for
A low cost Dutch fund account for people who do not want to pick investments or pay dealing fees.
Minimum deposit
€0↗
Stock trade fee
€0↗
Account fee
€0↗
Markets
Funds↗
Deposit and withdrawal fees
free withdrawals↗
Legal entity
Brand New Day Vermogensopbouw N.V.↗
Headquarters
Netherlands↗
Founded
2010↗
Support channels
Email, Phone↗
Pricing model
Commission-free, Low fees
Official website
brandnewday.nl

Robo-advisors

Management fee
0.59%↗
Portfolio types
Cash, ESG↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Elsewhere
LinkedInX

Pros and cons

Pros

  • Account fee of €0 and stock trade fee of €0 keep holding and dealing costs flat.
  • A €0 minimum deposit, so the account opens without a threshold payment.
  • Ranked 1 of 142 brands on the account fee and 1 of 218 on the minimum deposit.
  • Deposits and withdrawals are free withdrawals, so taking money out adds no separate charge.

Cons

  • The market list is funds, so there is no share dealing or forex trading in the account.
  • A 0.59% management fee sits above the 0.35% median for managed accounts, so the fee does more work on a small portfolio.
  • Support runs on email and phone only, with email and phone as the listed routes.
Brand New Day

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • Investors in the Netherlands who want a fund portfolio and no stock picking.
  • Newcomers who prefer to start with a small payment, since the minimum deposit is €0.
  • Savers who want a cash or sustainability-led option, the cash and esg portfolio types listed.

Who should look elsewhere

  • Share or forex traders, since the markets covered are funds and eToro or CFI suit that side.
  • Anyone who prefers a platform with a stated entry payment, since bunq lists €10 where this account takes €0.

Fees and FX

Four numbers decide what it costs. The account fee is €0 and the stock trade fee is €0, so holding and dealing do not carry a charge. The minimum deposit is €0, which means the account can be opened without a threshold payment. Deposits and withdrawals are free withdrawals, so taking money out adds no separate cost.

How Brand New Day compares

Where Brand New Day is available

Available
Netherlands

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the minimum needed to start?+

The minimum deposit is €0, so there is no threshold payment to open and fund the account. The account fee is €0, which means an open account costs nothing to keep while money sits in the funds range.

Is there a dealing commission?+

The stock trade fee is €0 and the listed model is commission free and low fees, so dealing is not where the money goes. The 0.59% management fee is the number to weigh instead, and the funds range is the limit on what the account holds.

Is there an ongoing management fee?+

Yes, there is an ongoing charge: the management fee is 0.59%, taken on the portfolio rather than billed as an account fee. That sits above the 0% lower end of the managed accounts compared and close to the 0.6% upper end.

Can money be taken out?+

Deposits and withdrawals are free withdrawals, so pulling money out does not come with a separate charge on top. With an account fee of €0, the account can stay open and funded without a cost for holding it.

What can be invested in?+

The market is funds, so this is a fund account rather than a share dealing platform. Portfolio types cover cash and esg, which gives a cash option and a sustainability-led option in the same account for savers building a pot over time.

How risky is a fund portfolio here?+

A fund portfolio carries market risk like any investment. The median share of retail accounts that lose money is 70.15% across the accounts compared, so money needed soon sits better in the cash portfolio type than in the riskier funds.

Who runs the account and how do I get help?+

The accounts are run by Brand New Day Vermogensopbouw N.V., registered in the Netherlands and operating since 2010. Support goes through email and phone, so a question can go in writing or by phone, and the disclosure documents give the provider's own wording on the account.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Inactivity fee, Regulators, Investor protection, Retail accounts that lose money.

Brand New Day

Brand New Day

A low cost Dutch fund account for people who do not want to pick investments or pay dealing fees.

9.0/10See alternatives