Boursobank (Boursorama) review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Boursobank pairs a free current account with savings that pay 1.5% to 2.5% and a stock and ETF platform with no account charge, all under one French brand. It suits people living in France who want saving, investing and borrowing together, and who read the variable rate as a rate that can move either way.
Key facts
- Best for
- One French app for a free current account, easy-access savings, stocks and ETFs, and personal loans.
- Minimum deposit
- €10↗
- Markets
- Stocks, ETFs↗
- Regulators
- ACPR (French prudential supervisory authority), AMF (French Financial Markets Authority)↗
- Investor protection
- EU ICS up to EUR 20,000↗
- Currency conversion fee
- 0%↗
- Account types
- Joint, Corporate↗
- Legal entity
- Boursorama SA↗
- Headquarters
- France↗
- Founded
- 1998↗
- Support channels
- Email, Phone, Chat, Help-centre↗
- Features
- Travel
- Pricing model
- No monthly fee
- Official website
- boursobank.com
Loans
- APR
- 4.9%↗
- Loan amount
- €3,000 to €75,000↗
- Term
- 12 to 120 months↗
- Arrangement fee
- 0 EUR↗
- Credit check
- Hard↗
- Representative example
- Personal loan of 10 000 EUR over 48 months: 48 monthly payments of 229,36 EUR excluding optional insurance, total due 11 009,28 EUR, fixed TAEG 4,90%↗
- Rate type
- Variable↗
- Lender type
- Direct lender↗
- Free early repayment
- Yes↗
- Eligibility
- Be of legal age, have regular income, be tax resident in metropolitan France or the French overseas departments, not be flagged at the Banque de France, and hold a BoursoBank current account for at least 3 months↗
- Origination fee (%)
- 0%↗
- Loan types
- Personal, Car, Debt-consolidation↗
- Use cases
- Home-improvement↗
Savings
Personal insurance
Robo-advisors
Facts checked September 26, 2026, 11 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- The current account carries €0 a year and €0 a month, so holding cash there costs nothing.
- Currency conversion is priced at 0%, which keeps travel spending from eating into the balance.
- Savings deposits sit under EU DGS up to EUR 100,000 and shareholdings under EU ICS up to EUR 20,000, so the two pots have separate cover.
- Help runs through email, phone and chat, giving phone and email alongside chat and a help centre.
Cons
- The savings rate is variable, so the 1.5% to 2.5% headline can move down as well as up.
- Trading covers stocks and etfs and nothing wider, so there are no crypto, forex or CFD instruments on the exchange side.
- The piloted portfolio is narrow: esg options at a 1% management fee.
Who it suits
- Existing BoursoBank current account holders, who can add the Livret Bourso Plus easy-access savings book from €10.
- Households after joint or corporate arrangements alongside personal saving, since joint and corporate are offered.
- Investors who only want stocks and etfs and a managed route from €100.
Who should look elsewhere
- eToro, if you want stocks, etfs and forex on one platform rather than a French bank account.
- CFI, if the wider stocks, etfs and forex list matters to you.
- bunq, if you want stocks, etfs and crypto with a euro current account instead of a French one.
How Boursobank (Boursorama) compares
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 8.3
9.3 vs 8.5
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 8.7
9.3 vs 9.2Puts stocks, etfs and forex on a single platform, so traders trade beyond a savings-led bank account.
9.3 vs 8.7
9.3 vs 8.6
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.0
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 8.8
Where Boursobank (Boursorama) is available
- Available
- France
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Boursobank charge to run an account?+
Fees on the current account come to €0 a year and €0 a month, currency conversion is priced at 0%, and the team is reachable through email, phone and chat. Savings deposits and withdrawals carry no charge at any time on the Livret Bourso Plus.
What rate does the savings account pay?+
The Livret Bourso Plus pays 1.5% to 2.5% at a variable rate, so it moves with the market instead of being fixed for a term. You start from €10, deposits and withdrawals carry no charge, and a BoursoBank current account is required to hold it.
Is my money protected?+
Savings deposits sit under EU DGS up to EUR 100,000 and investments on the share dealing side sit under EU ICS up to EUR 20,000. The two schemes cover different pots, so a deposit balance and a share portfolio are not covered by the same limit.
What can I actually trade?+
The exchange side runs on stocks and etfs, which is shares and ETFs only. bunq covers stocks, etfs and crypto and CFI covers stocks, etfs and forex, so those are the places to weigh if crypto, forex or CFDs matter to you.
Is there a managed portfolio?+
The piloted savings account charges a 1% management fee and starts from €100, with esg portfolio options. That is a narrow range set against the share dealing account, where you choose your own holdings.
Can I borrow, and on what terms?+
It lends as a direct lender: personal, car and debt consolidation are available, from €3,000 to €75,000 over 12 to 120 at an annual rate of 4.9%. Early repayment is free, hard applies to the file, and home improvement is the named use.
Who can open these accounts?+
Eligibility is narrow: you must be an adult with regular income, tax resident in metropolitan France or the French overseas departments, not flagged at the Banque de France, and hold a BoursoBank current account for a waiting period.
How does the insurance side work?+
Cover is arranged through a broker rather than an insurer: broker, with premiums from €5.97 across auto, home and renters. Claims run by phone only, the excess starts at €250, and life cover adds Up to EUR 50,000 death indemnity (Bourso Prevoyance).
Sources
- fr.wikipedia.org/wiki/Boursorama checked September 26, 2026
Backs: Founded
- boursobank.com checked September 26, 2026
Backs: Annual fee, Card kind
“Comptes et cartes bancaires”
- boursobank.com/assurance checked September 26, 2026
Backs: Cover limit, Insurance types
- boursobank.com/assurance/assurance-auto checked September 26, 2026
Backs: Claims channels
- boursobank.com/assurance/assurance-habitation-alabri checked September 26, 2026
Backs: Provider type, Excess from, Monthly payments, Premium from
“Franchises choisies 250 EUR”
- boursobank.com/banque/cartes-sans-frais-et-services-a-l-e... checked September 26, 2026
Backs: Features
- boursobank.com/bourse checked September 26, 2026
Backs: Markets
- boursobank.com/bourse/compte-epargne-financiere-pilotee-cefp checked September 26, 2026
Backs: Management fee, Minimum investment, Portfolio types
“Versement initial minimum de 100 €”
- boursobank.com/credit/pret-personnel checked September 26, 2026
Backs: Loan amount, APR, Credit check, Eligibility, Free early repayment, Lender type, Loan types, Arrangement fee, Origination fee (%), Representative example, Term, Use cases
“Prêt personnel - Travaux: Montant minimum 3 000 EUR / Montant maximum 75 000 EUR”
- boursobank.com/epargne/livret-bourso-plus checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Rate type
- boursobank.com/landing/parrainage checked September 26, 2026
Backs: Account types, Deposit protection, Headquarters, Investor protection, Legal entity, Regulators, Support channels
“44 rue Traversière, CS 80134, 92772 Boulogne-Billancourt Cedex”
- boursorama.com/content/brochure_tarifaire/boursorama_bt-n... checked September 26, 2026
Backs: Currency conversion fee, Monthly fee
Compiled from 12 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Stock trade fee, Account fee, Inactivity fee, Retail accounts that lose money.
Boursobank (Boursorama)
One French app for a free current account, easy-access savings, stocks and ETFs, and personal loans.