Bibit review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bibit suits Indonesian beginners who want to start small, with a minimum deposit of IDR 100,000 and a commission-free model across stocks, bonds and funds. The broker is supervised by Otoritas Jasa Keuangan (OJK) and runs on a mobile app, though it is aimed at new investors rather than active traders.
Key facts
- Best for
- Beginners in Indonesia who want to start investing in small amounts.
- Minimum deposit
- IDR 100,000↗
- Account fee
- IDR 0↗
- Markets
- Stocks, Bonds, Funds↗
- Regulators
- Otoritas Jasa Keuangan (OJK)↗
- Account types
- Corporate↗
- Legal entity
- PT Bibit Tumbuh Bersama↗
- Headquarters
- Indonesia↗
- Founded
- 2016↗
- Support channels
- Email, Chat, Help-centre↗
- Features
- Mobile app
- Pricing model
- Commission-free
- Audience
- Beginners
- Official website
- bibit.id
Robo-advisors
Facts checked September 26, 2026, 8 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Minimum deposit of IDR 100,000, small enough to size an opening order.
- Commission-free model spanning stocks, bonds and funds, all inside a mobile app.
- Supervised in Indonesia by Otoritas Jasa Keuangan (OJK) under licence KEP-14/PM.21/2017.
- Aimed at beginners from the outset, with an audience built around new investors.
Cons
- Support runs on email, chat and help centre only, so a phone line is not part of the mix.
- The account types listed under corporate cover corporate clients, not private individuals.
- Markets are limited to stocks, bonds and funds, so no forex, crypto or derivatives trading is listed.
Who it suits
- Indonesian beginners who want to buy stocks, bonds and funds from a mobile app.
- New investors who can start at a minimum deposit of IDR 100,000 and pay an account fee of IDR 0.
- Corporate clients, since the account types on offer are corporate.
Who should look elsewhere
- Anyone starting with the smallest possible amount: CFI lists a minimum deposit of $0, where Bibit asks IDR 100,000.
- Investors comparing accounts quoted in euros: bunq lists a minimum deposit of €10.
- People wanting another supervisor: Fiesta Credito MX sits under CONDUSEF, so it suits a Mexican market rather than Indonesian investing.
Fees and FX
Bibit charges an account fee of IDR 0 on the account, so holding it does not cost you anything monthly. The minimum deposit is IDR 100,000, which keeps the entry point low for a first investment. Both amounts are set in Indonesian rupiah, so work out the cost in your own currency before you fund the account.
How Bibit compares
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Where Bibit is available
- Available
- Indonesia
- Licence in Indonesia
- Otoritas Jasa Keuangan (OJK) (KEP-14/PM.21/2017), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Does Bibit charge an account or monthly fee?+
Bibit's account fee is IDR 0 and the model is commission-free, so holding the account does not carry a monthly charge. The app is how you buy and sell, and the broker is aimed at beginners, so running costs are the main thing to check before you fund it.
How much do I need to open an account and start investing?+
The minimum deposit is IDR 100,000 and the minimum investment is IDR 100,000, so an opening order is easy to size for a beginner. With stocks, bonds and funds available, you can start small and add to the position later rather than committing a large sum straight away.
Is Bibit regulated?+
Bibit is supervised by Otoritas Jasa Keuangan (OJK), the Indonesian financial services regulator, and the licence on file is KEP-14/PM.21/2017. The entity behind the app is PT Bibit Tumbuh Bersama, which is the legal name listed for the brokerage in Indonesia.
Which markets can I trade on Bibit?+
Bibit covers stocks, bonds and funds, so you can hold Indonesian equities, bonds and funds in the same account without adding another platform. Forex, crypto and derivatives are not part of that listing, so anyone who trades those instruments should read a wider broker first.
Is there an app, and how do I get help?+
Bibit is built around a mobile app, and support runs on email, chat and help centre. Help centre articles, live chat and email are the routes to an answer, with no phone number listed here. If you prefer talking to someone, weigh the alternatives on this page before opening an account.
What account types does Bibit offer?+
The account types listed are corporate, which points to business and corporate clients rather than private individuals. If you are investing company money, that corporate listing is the category to read closely, and anyone investing personally should check the wording before applying.
Is Bibit suitable for beginners?+
The stated audience is beginners, and the setup follows that: a commission-free model, a mobile app and a minimum deposit of IDR 100,000 make the opening steps easy. It suits people learning to invest, not active traders who want a wide spread of instruments from the outset.
How does Bibit compare on cost?+
On account fee, Bibit sits at 1 of 142 brands ranked on that measure, and its account fee is IDR 0. On minimum deposit the ranking is 98 of 218, so that is the figure to weigh against CFI at $0.
Sources
- bibit.id checked September 26, 2026
Backs: Management fee, Minimum investment
“Free of commission: all mutual fund purchase and sale transactions are charged no commission fee”
- bibit.id checked September 26, 2026
Backs: Account fee, Audience, Minimum deposit, Pricing model
“Mulai dari Rp100.000 - Reksa Dana”
- bibit.id/bisnis checked September 26, 2026
Backs: Account types
“Bibit Bisnis is a service for companies that want to grow their idle funds by investing in mutual funds”
- bibit.id/reksadana checked September 26, 2026
Backs: Headquarters, Legal entity
“RDTX Square Lt. 29 Jl. Prof. Dr. Satrio No. 164, Jakarta 12930”
- bibit.id/saham checked September 26, 2026
Backs: Features, Markets
“Beragam Aset dalam Satu Aplikasi - Saham”
- faq.bibit.id/id checked September 26, 2026
Backs: Support channels
- id.wikipedia.org/wiki/Bibit.id checked September 26, 2026
Backs: Founded
“Founded November 2016 (previously named Bibitnomic 2016-2019)”
- reksadana.ojk.go.id/Public/APERDPublic.aspx checked September 26, 2026
Backs: Regulators, Licences
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Stock trade fee, Inactivity fee, Investor protection, Retail accounts that lose money.