Updated October 18, 2026 · SumCue Editorial Team
Top crypto exchanges compared
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| Order | Provider | Score | Key facts | Actions |
|---|---|---|---|---|
| 21 | BingXPartner | 9.1/10 |
| ReviewCompareVisit |
| 22 | NebeusPartner | 9.1/10 |
| ReviewCompareVisit |
| 23 | WirexPartner Up to 8% Cashback on Card Spend - Wirex: Up to 8% cashback | 9.1/10 |
| ReviewCompareVisit |
| 24 | WirexPartner | 9.1/10 |
| ReviewCompareVisit |
| 24 | BinancePartner | 9.0/10 |
| ReviewCompareVisit |
| 25 | BitgetPartner | 9.0/10 |
| ReviewCompareVisit |
| 26 | Coinbase CardPartner Crypto rewards on every purchase with the Coinbase Card (rotating reward selection) | 9.0/10 |
| ReviewCompareVisit |
| 27 | MEXCPartner | 9.0/10 |
| ReviewCompareVisit |
| 28 | PhemexPartner Rewards Hub welcome rewards: $15,000 | 9.0/10 |
| ReviewCompareVisit |
| 29 | CoinJarPartner Free physical CoinJar Card: $0 card issuance (digital and physical) | 8.7/10 |
| ReviewCompareVisit |
About Top crypto exchanges compared
Crypto exchange rankings tend to reward the longest coin list, but the score here gives the most weight to trust and close behind to cost. This ranking covers 329 brands, nearly all of them centralised venues, with Trezor standing apart as the self-custody option. The main trade-off for readers is simple: a low fee means little if the entity behind the balance is unclear, and a long list means little when the coins you want sit elsewhere. Across our data, taker fees run 0% to 5.5%, wide enough that fee differences shape most choices. Inside this ranking the median trading fee is 0.2%, against a lower quartile of 0.07% and an upper quartile of 0.5%. The median coin count is 74.5, so lists here are moderate rather than endless. Underneath both sits the risk that matters most: the retail loss share across the site is 70.15%. That is why licences, custody and support carry weight next to price.
How we picked
Every brand here is scored on a fixed set of pillars, and the weights stay the same across the whole ranking. Trust carries 40% of the score, cost carries 35% and offer carries 25%. Trust reads the regulators named in a brand's own filings, whether the balance sits with the customer or the provider, and how many support channels are listed. Cost reads maker and taker fees, any withdrawal fee and the size of the coin list, because a cheap trade on a thin book is a different deal from a cheap trade on a deep one. Offer covers deposit routes, cards, rewards, staking and derivatives. Figures come from each provider's help articles, product and pricing pages, the regulatory registers that name the operating entity, and the trading platform records that hold coin and fee counts. Where a brand publishes a range, the range is carried whole rather than trimmed to a single figure. Retail loss percentages come from the site-wide data and are used as context rather than as a brand score. Partner brands are listed first, in the order the score gives them, and the remaining brands follow on the same measures.
How we rankOur top picks
1. eToroeToro holds its place in this ranking as the broadest all-rounder. It is a centralised exchange with from 150 assets, derivatives, a demo account, fractional shares, copy trading and a mobile app, funded by card or bank transfer. Its entity, eToro (Europe) Ltd, is named to the Cyprus Securities and Exchange Commission, with SIPC also listed, and support runs on help centre alone. Trading cost is the reason it does not sit higher: the taker fee is 1% against a median of 0.2% in this ranking, and withdrawals add a flat fee. Vivid Plus below offers phone and chat support at a lower taker fee, on a shorter list of from 300.
- Minimum deposit: $1 to $10,000
- Stock trade fee: $0
- Account fee: $0
Pros
- Interest on the USD cash balance pays 3.8% on a variable basis, calculated daily and paid monthly, and withdrawals are allowed at any time.
- Regulated by Cyprus Securities and Exchange Commission (CySEC) and SIPC, with client asset protection of EU ICS up to EUR 20,000 and deposit protection of EU DGS up to EUR 100,000.
- Minimum deposit $1 to $10,000 and minimum portfolio investment $500 keep the starting point low, and fractional shares are among the listed features.
- A tax-sheltered ISA is available, listed among the isa on offer, alongside portfolio types covering etf, esg and cash.
- Markets reach stocks, etfs and forex and derivatives are available, so shares, forex, crypto and futures sit in a single account.
Cons
- Withdrawal costs $5 flat fee each time, which makes small, regular transfers expensive next to the $0 stock trade fee.
- Client asset protection of EU ICS up to EUR 20,000 sits well below deposit protection of EU DGS up to EUR 100,000, so a large share portfolio can outrun the cover.
- Taker fee 1% sits above the 0.25% median, which matters for anyone trading crypto often rather than holding.
- Support runs through help centre, so phone and chat are not part of the offering.
4. bunq Spainbunq Spain earns its place in this ranking through banking oversight and a useful free plan. The feature set for that plan covers multi-currency accounts, crypto, a virtual card and travel, and the exchange lists from 350, matching bunq above. Maker and taker fees on crypto orders run 0.25% to 1.99%, the same range bunq quotes, and support covers email, chat and help centre, adding chat to the email and help centre offered by bunq above. The entity is bunq B.V. in the Netherlands, with De Nederlandsche Bank and SIPC named in the filings. Bitpanda below shares the asset bracket with a longer licence list and support listed on help centre.
- Headline rate: 3.01%
- Rate type: Variable
- Minimum deposit: €10
Pros
- A monthly fee of €0 and an annual fee of €0, so an easy-access balance can stay open without a charge.
- multi currency, crypto and virtual card puts multi-currency, crypto, a virtual card and travel features in the same app as the savings balance.
- Deposits sit under EU DGS up to EUR 100,000 and the Spanish account is supervised by Banco de España.
- A variable rate of 3.01% paid weekly, above the 3% median across savings accounts.
Cons
- The variable 3.01% sits below Starling Personal Account Debit Card at 4%, so the rate is not the reason to open it.
- Support runs on email, chat and help centre only, with no phone line, while 74.4% covers a large share of the savings market.
- The opening deposit of €10 sits above the €0.88 median minimum across savings accounts, which puts a floor under the first transfer.
- Access terms cap free withdrawals at a monthly allowance that only widens after a year, so heavy movers pay more than the €0 monthly fee suggests.
5. bunq: best for Top pickbunq sits at the head of this ranking on a mix of asset breadth and banking oversight behind the account. It is a centralised exchange listing from 350, well above the median coin count of 74.5 here, and maker and taker fees on crypto orders run 0.25% to 1.99%, which sits above the 0.2% median for this ranking. The operating entity is bunq B.V. in the Netherlands, and its filings name De Nederlandsche Bank and SIPC. Support runs on email and help centre, and the feature set covers crypto, fractional shares and a mobile app. eToro, ranked just below, matches the centralised model and adds copy trading, but carries a flat withdrawal fee and a higher taker fee at 1%.
- Premium from: €0
- Monthly payments: Yes
- Legal entity: bunq B.V.
Pros
- Investing sits in the same app, with stocks, etfs and crypto and fractional shares among the plan features.
- The card runs on mastercard, and conversion costs 0.5% to 3% across 8 currencies.
- Regulated in the Netherlands by De Nederlandsche Bank, with savings under EU DGS up to EUR 100,000 and investments under EU ICS up to EUR 20,000.
- Aimed at expats, so a euro account follows you between countries.
Cons
- Support runs on email and help centre only.
- The rate is variable, so the 3.01% headline can move in either direction.
- Crypto trades cost 0.25% to 1.99%, with maker fees of 0.25% to 1.99%.
7. Bitpanda CardBitpanda Card sits in this ranking as a spending route into crypto rather than a trading desk. It is a centralised exchange listing from 650, the highest count in this ranking and well above the median of 74.5, with rewards the listed feature. Bitpanda GmbH is the operating entity, based in Austria, and its filings name the Austrian Financial Market Authority, BaFin and the Malta Financial Services Authority. bunq Spain below matches the coin count at from 350 and adds a bank regulator in De Nederlandsche Bank, together with published maker and taker fees of 0.25% to 1.99% on crypto orders.
- Annual fee: €0
- Currency conversion fee: 0%
- Rewards type: Cashback
Pros
- The annual fee is €0 and the monthly fee is €0.
- Crypto asset spending earns cashback of 1% cashback on crypto asset spending.
- The currency conversion fee is 0%.
- The card uses Visa under visa.
- The service lists oversight involving the Austrian Financial Market Authority, the Federal Financial Supervisory Authority and the Malta Financial Services Authority in FMA (Austria), BaFin (Germany) and Austrian Financial Market Authority (FMA).
Cons
- The cashback applies specifically to crypto asset spending at 1% cashback on crypto asset spending, rather than every purchase.
- Bitpanda Card is described as a credit card under credit and separately as a debit card under debit, which makes its classification less clear.
- The rewards offer consists of cashback at 1% cashback on crypto asset spending, with no other reward type identified in rewards.
8. BitpandaBitpanda brings this ranking's largest coin count together with a broad regulatory footprint. It is a centralised exchange listing from 650, with fractional shares, a demo account and a mobile app alongside crypto. Bitpanda GmbH operates from Austria, and its filings name the Austrian Financial Market Authority, BaFin and the Malta Financial Services Authority, the same entity behind Bitpanda Card higher in this ranking. Support runs on help centre, so help sits in written guidance. Compared with bunq Spain above, both the asset list and the licence list are longer. Bit2Me below adds staking to its feature set and names CNMV for its Spanish entity, Bitcoinforme S.L.
- Minimum deposit: €1
- Stock trade fee: €1
- Markets: Stocks, ETFs, Crypto, and 1 more
Pros
- You can start with €1, so a small amount opens the account and the entry point sits well inside the field.
- Stock trades cost €1 a share, a flat price you can work out before you deal.
- Deposits cost Free deposits, so moving money in does not eat into your first investment.
- Cash on the account pays 1% cashback on crypto asset spending, which softens the cost of spending while you hold crypto.
- Regulated by FMA (Austria), BaFin (Germany) and Austrian Financial Market Authority (FMA).
Cons
- Investor protection stops at EU ICS up to EUR 20,000, so a large portfolio can sit above the cap.
- Support runs on help centre only, so a question that needs a person has no listed route.
- The crypto side alone lists from 650 coins against a field median of 71.5, and custodial custody means the keys are not yours.
- Metals, where spreads are usually wide, are a smaller slice of the field at 10.3%.
9. TrezorTrezor earns a place in this ranking by changing the question from fees to custody. Derivatives is listed as not available and its feature set rests on self custody, so what this ranking records for it is who holds the keys, not what a trade costs. Venue risk is replaced by key management on your side, and the fee comparison across the rest of this ranking applies to venues rather than to Trezor. Support runs on help centre alone. Bitpanda Card below keeps the coins with the provider, lists from 650 and adds rewards to the account, which is the opposite arrangement.
- Wallet type: Hardware
- Price: $79
- Custody: Self custody
Pros
- Custody is self custody, where eToro, VaultLeap and Bitpanda are mobile, mobile and mobile wallets run from a phone.
- Firmware is open source, so the code running on the device can be read by anyone rather than taken on trust.
- The secure element carries EAL6+ certification.
- Coins supported run to 8,000, and backup options are seed and shamir.
Cons
- On price, Trezor ranks 104 of 121, so the $79 outlay is heavier than most options on the list.
- Support runs on help centre only, so a stuck set-up has no live chat or phone line to fall back on.
- Connectivity is usb c alone, so a phone-only routine means carrying a cable rather than tapping the device.
- Custody is self custody, so a misplaced seed and shamir recovery phrase costs the balance with nobody able to restore it.
What to look for
- Trading cost on both sides
- The median trading fee in this ranking is 0.2%, with a lower quartile of 0.07% and an upper quartile of 0.5%. Maker and taker fees can differ at the same brand, so compare both sides, then add any withdrawal fee to the running total.
- Size of the coin list
- The median coin count here is 74.5, running from 25 at the lower quartile to 392 at the upper. A long list only helps if it holds the coins you actually trade, and shorter lists here often pair with the cheapest fees.
- Who holds the balance
- Custodial accounts cover 76.6% of entries in this ranking and self-custody 23.4%. With a custodial balance the platform entity holds the coins for you, so read the imprint and the named regulator before depositing.
- Regulator on the imprint
- Licensed entries account for 189 of 329 brands in this ranking. Check which legal entity the account actually sits with, since two of the entries here share a single operator and quote the same fee range.
- Getting money in and out
- Bank deposits appear on 91.9% of entries, card deposits on 52.9% and SEPA on 31.4%. Match the funding route to how you bank, and read the withdrawal fee before you need it.
- Help when a trade goes wrong
- A help centre is listed for 84.4% of entries, phone support for 24.9% and chat for 40.9%. On a volatile asset, a live channel is worth more than a long documentation library.
Frequently asked questions
Which of these have the cheapest trading fees?+
Free maker and taker fees are the standout at XTB and ActivTrades, which list 0% and 0% respectively, and XTB waives withdrawal costs above a set amount in US dollars or euros. The median trading fee in this ranking is 0.2% and the upper quartile 0.5%, so fee-free trading is the exception. Bit2Me sits mid-range with 0.5% for makers and 0.6% for takers.
Which exchange lists the most coins?+
Bitpanda and Bitpanda Card share the highest count in this ranking with from 650 each, against a median of 74.5. bunq lists from 350 and bunq Spain from 350, while eToro lists from 150 and Bit2Me 244. At the narrow end, XTB lists 45 and ActivTrades 9, so a small book is paired there with the cheapest trading rather than the broadest.
Who regulates these exchanges, and what does that mean for my balance?+
Protection follows the entity rather than the brand name. bunq, bunq Spain and eToro list SIPC among their regulators, with bunq also named to De Nederlandsche Bank and eToro to the Cyprus Securities and Exchange Commission. Bitpanda and Bitpanda Card name the Austrian Financial Market Authority, BaFin and the Malta Financial Services Authority, XTB names several European regulators, and Bit2Me names CNMV. Licensed entries make up 189 of 329 brands in this ranking.
Which of these offer derivatives or staking?+
Derivatives are listed by eToro, XTB and ActivTrades, while Trezor and Bit2Me list derivatives as not available, and 50.9% of entries in this ranking carry them. Bit2Me is the only member here with staking in its feature set, alongside a custodial account, while Vivid Plus and Bitpanda Card list rewards. Anyone planning a leveraged position can shortlist the first group and read the costs there first.
What support do these exchanges offer?+
A help centre is the most common channel, listed for 84.4% of entries, with email on 58.7%, chat on 40.9% and phone on 24.9%. Among these ten, bunq and eToro list a help centre with bunq adding email, while Vivid Plus, XTB, Bit2Me and ActivTrades each carry a phone line.
How much do retail investors usually lose?+
Across the site the retail loss share is 70.15%, with a lower quartile of 65.75%, an upper quartile of 74.5% and a high of 88%. Those figures cover retail accounts rather than individual coins, and they are the reason this ranking weighs trust so heavily. A fee is the part you can measure before you trade; a loss on a falling market is the part you cannot.
Top crypto exchanges compared by country
Related by the facts
The data behind this ranking
| Metric | Value | Sample |
|---|---|---|
| Median headline rate | 3.3 % | 13 |
| Lower quartile headline rate | 3 % | 13 |