Updated October 21, 2026 · SumCue Editorial Team
Top budgeting apps compared
16 providers, ranked on the terms we checked.
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| Order | Provider | Score | Key facts | Actions |
|---|---|---|---|---|
| 11 |  PocketSmithPartner | 9.2/10 |
| ReviewCompareSee alternatives |
| 12 |  FloatMePartner | 9.2/10 |
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| 13 | Tiller MoneyPartner Try Tiller Completely Free for 30 Days: 30 days | 9.0/10 |
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| 14 | Raiz InvestPartner | 9.0/10 |
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| 15 |  Emma AppPartner | 8.8/10 |
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| 16 |  MoneydancePartner Moneydance is personal finance and budgeting software from The Infinite Kind at infinitekind.com for desktop and mobile. | 8.2/10 |
| ReviewCompareSee alternatives |
Our top picks
7. Moneyspire: best for MoneyspireMoneyspire is personal finance and budgeting software for Mac, Windows, Linux and Chromebook.
- Platforms: Mac, Windows, Linux, and 1 more
- Tool type: Budgeting
- Legal entity: Moneyspire Inc.
Pros
- Single personal licence installs on all your own computers
- Combines budgets, bill reminders, balances and interactive reports in one place
- Supports world currencies and all regions for use while travelling
- Lets you move from existing finance software with extensive importing options
Cons
- Desktop installation needed on each computer you want to use
- Full customisation means initial setup needs care and attention
8. Bankin: best for BankinBankin' is a money management app, approved by the Banque de France, that brings all of a user's bank accounts into one app.
- Platforms: iOS
- Tool type: Budgeting
- Legal entity: Bankin' SAS
Pros
- Bankin lists visual account summaries, automatic transaction categorization and budgeting across multiple accounts.
- This describes app features and does not establish a savings account or security guarantee.
Cons
- The focus is on tracking spending, so people wanting lending or investment products will need other providers.
- Spending trackers rely on the user keeping information up to date, which takes regular attention.
